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Guest

I gave my file to naca in august still dont have answer yet Im afraid Im going to be foreclosed on. Can NACA refi yor loan if you are behind on payments do the offer forbearance

smithsussane · Posted: Tue Nov 10, 2009 11:58 pm Post subject:

Hi lil mama!

Welcome to forums!

I don't think NACA can refinance the loan if you are behind on your mortgage payments. However, they may help you in getting a loan modification. I would suggest you to contact NACA and check out whether or not they have dealt with your account.

Feel free to ask if you've further queries.

Sussane

Guest

Hi Moe, that's great. Questions - Did you receive written documentation from your bank that modified your loan from your orig. percentage to your new rate of 2%? or Did you receive a verbal/written statement from a NACA representative? My husband and I received verbal+documented recommendation for a loan restructure. We were told that a modified mortgage payment was required for 4 months, before new escrow docs are drawn. The story was completely changed when the docs. arrived.

suyog · Joined: 23 Sep 2009 Posts: 53 9.38 Dollars($)

Yes you can strust on naca.com. Really

gmakerley · Posted: Thu Nov 19, 2009 10:03 am Post subject:

and trust them too

Guest

my interest rate is 71/2 @ i would like to lower it down is Naca located in The brooklyn neigborood?

jameshogg · Posted: Wed Nov 25, 2009 12:13 am Post subject:

Hi ann,

I don't think NACA has their office at Brooklyn. However, you can contact their offices at Buffalo or New York to get further information regarding refinance. The contact details are as follows:

Buffalo
3607 Washington Street
Jamaica Plain, MA 02130
(617) 250-NACA (6222)

New York
3607 Washington Street
Jamaica Plain, MA 02130
(617) 250-NACA (6222)

Thanks

Guest

I am having problems trying to get the bank to refi my mortgage or give me a suitable loan modification. I have been trying to get in touch with NACA but it is very difficult to speak to someone on the phone

smithsussane · Posted: Thu Nov 26, 2009 8:45 pm Post subject:

Hi AR!

Welcome to forums!

NACA is organizing loan modification events in various states. You can check out as to when NACA is visiting your state and contact them in person regarding your refinance options.

Happy Thanksgiving Day Smile

Feel free to ask if you've further queries.

Sussane

Guest

Do you have to be late on your payments to get help NACA. I'm not late because my son bales me out every month. Do you think I still have a chance?

Guest

mortgage lenders are not your friend. loan modifications and forbearances are not really to your benefit. by the time they add in the arrearages and additional costs and fees, your 100,000 note is now 130,000 and your mortgage has gone from 875 to 1,117; NACA can assist in the pre-foreclosure process by getting interest reduced to an affordable rate and sometimes a principal reduction. loan mods and forbearances continue to line the lenders pockets and "we the people" that are struggling to make it through these turbulent economic times continue to be stuck with every known and unknown fee that can be tacked on--late charge, overage charge due to the late charge, additional fee for going over, administrative fee, etc ad infinitum, ad nauseum STOP

Guest

Would someone please tell me where NACA is getting the funds to refinance all of these loans at 2% to which so many people are attesting? There is no free lunch. How is NACA seemingly doing this?

Posted: Wed Dec 02, 2009 9:18 pm Post subject:

Hey Mark... there's chances that the government is helping NACA with funds.

gmakerley · Posted: Thu Dec 03, 2009 8:44 am Post subject:

if naca is working with someone on a modification or to obtain a refinance with their originating bank, they're not funding these transactions.

guest, i have to imagine that the government isn't "helping naca with funds."

Guest

I started working with NACA in Aug 09. Proposal sent to my lender in Sept, 09 and they have NOT RESPONDED, except to start foreclosure.
In Nov I owed $3500 ans of Dec 2 it is now $11,800. I keep faxing all required documentation. anyone else had this problem????

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