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LOANS?

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Icon Mini Profile TOOPAYJAY





Joined: 07 Nov 2007

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Post Posted: Wed Nov 07, 2007 4:06 pm    Post subject: LOANS?
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i just received a call from platinum b services saying that i was approved for a 200.00 loan. and that it would be in my bank account after midnight tonight 11/07/07. is this company legitimate?

[Post changed to lower case. Thanks.]
Icon Mini Profile larry





Joined: 27 Jun 2007

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Post Posted: Wed Nov 07, 2007 11:49 pm    Post subject:
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Hi TOOPAYJAY ,

Have you applied for the loan? Platinum b services are also known as
E PayDay. As far as I know this is not a very honest company. I heard that people get harassed by this company. So it will be better if you have a detailed check about this company before you are involved in any kind of business with them.

Thanks,
Larry
Icon Mini Profile jenkin7
jenkin7




Joined: 04 Jun 2007

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Location: Hawaii
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Post Posted: Thu Nov 08, 2007 9:27 pm    Post subject:
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Hello Toopayjay,

Even I agree with Larry. Platinum B Services does not have a good record. People are usually harassed by this company.

If you had not applied for the loan and if they are still calling you up to say that you are approved for the loan - don't you think it is unusual?
Icon Mini Profile jerry
jerry
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Post Posted: Fri Nov 09, 2007 10:37 am    Post subject: RE: Platinum b services legitimate?
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Hi Toopay,

Platinum B Services is also known as SJM Marketing. There have been several complaints against this company. Many people in this forums have reported about illegal activites of this company and they have even suffered at their hand sand lost their money. You can just go through experiences with PlatinumB or SJM to get a clear idea about what this company is up to.

Thanks,

Jerry
tamaralittle1@yahoo.com

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Post Posted: Thu Dec 06, 2007 9:24 am    Post subject: sjm marketing loan
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i currently have a $200 loan with them and i wanted to pay it off tomorrow
but i was trying to get in contact with them to see how much they would take out of my account. Now i have read the complaints and i want to know what i should do about my account with them since they have already taken the first $60 out of my account.
Icon Mini Profile larry





Joined: 27 Jun 2007

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474.67 Dollars($)
Post Posted: Thu Dec 06, 2007 11:48 am    Post subject:
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Hi tamaralittle,

Welcome to this forums.

As you want to pay the loan tomorrow, you can pay it. But keep a closure look at their actions. If they take out any further amount from your account even after paying the loan, you can lodge a formal complaint against them in the local police station and also in your local attorney general.

Feel free to ask if you have any further questions.

Thanks,
Larry
Icon Mini Profile scherzeroni





Joined: 05 Jan 2008

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Post Posted: Sun Jan 06, 2008 3:33 am    Post subject:
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It sounds like this company is someone to watch out for. In all cases, never accept loans that you haven't applied for. Do adequate research of all lending institutions before accepting any funds or giving any personal information.
_________________
Irene
www.real-mortgage-quotes.com
Matthe

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Post Posted: Wed Jan 23, 2008 9:21 am    Post subject: Anybody have a contact number?
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Anybody have a contact number for SJM/Patinum B???? I tried the one listed on website and the one listed in forums. It calls a sheet metal company.
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Post Posted: Wed Jan 23, 2008 4:40 pm    Post subject:
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Never allow a loan or credit card company to have access to your bank accounts. Why would you have a 200.00 loan with anyone. Live on a budget and save the money, it's cheaper with no risk. Way to many people on this forum live as if you have to borrow money to live, NOT TRUE. Save an emergency fund, even if you have to get a part-time job for awhile.
Guest









Post Posted: Wed Jan 23, 2008 4:51 pm    Post subject:
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What reasons does a person borrow small amounts of money for.

1. He neglected to use his income to pay his necessities first.
2. He wanted something he didn't save cash for first.
3. He had a small emergency. (Car problem or Dr. visit etc.)

You either spend irresponcibly or you have a small emergency. The fact that you would borrow a small amount say's that you are financially a mess. You need to get on a strict budget, taking care of needs first then save an emergency fund.
Icon Mini Profile larry





Joined: 27 Jun 2007

Posts: 3322

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Post Posted: Wed Jan 23, 2008 4:57 pm    Post subject:
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Hi Guest,

Welcome to the forum.

Great advice indeed Smile. "Way to many people on this forum live as if you have to borrow money to live," See people are in problem that is why they are coming in this forum to share their problem and get a solution of it. Isn't it Smile . But your advice is very worthy. We all should save aside an emergency fund because we never know what is going to happen next.

Hope you will enjoy participating in this forum and be a regular member.

Best of luck,
Larry
Guest









Post Posted: Wed Jan 23, 2008 5:24 pm    Post subject:
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Hello Larry,

I registered a week ago, but have forgotten my password. waiting for new one.
Icon Mini Profile larry





Joined: 27 Jun 2007

Posts: 3322

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Post Posted: Wed Jan 23, 2008 5:30 pm    Post subject:
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Hi,

Welcome back.

I think you should better contact with Site Admin Sam regarding this. You can get his email address at http://www.mortgagefit.com/contactus/

Just email him your full detail. I think he can solve your problem.

Feel free to ask if you have any further questions.

Best of luck,
Larry
anon

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Post Posted: Mon Jul 07, 2008 5:22 am    Post subject:
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i had a loan from this company and everything turned out fine. i payed what my $200.00 back with the interest and they never took any thing else out of my bank account.
Icon Mini Profile jbarto65





Joined: 04 Nov 2007

Posts: 622

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Post Posted: Tue Jul 08, 2008 7:48 am    Post subject:
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guest,

I do see your point but sometimes people find themselves a little short and have to use these companies. Hopefully they can pay it off very quickly and not end up paying a ton of money in fees.
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