Home arrow Mortgage Forums arrow About Mortgage Companies arrow

Surepoint Lending

Author Message
Icon Mini Profile gmakerley
gmakerley
Community Mentor
Community Mentor

best lender badge

Joined: 09 Nov 2007

Posts: 12346
Location: bloomfield, ct
53.01 Dollars($)
Post Posted: Tue Nov 10, 2009 11:14 am    Post subject:
Like 0
Dislike 0

the best advice of all is to pay attention, exercise caution and do not get caught up in someone's promises. once i hear of negatives thrown out about a company, it causes me to put up a shield of doubt.
_________________
George M. Akerley
Independent Contractor - Mortgage Consultant
Word of Excellence Editing/Writing/Proofreading
860-221-5044
guest1

Guest







Post Posted: Tue Jan 19, 2010 12:00 pm    Post subject: expectations
Like 0
Dislike 0

There are always negatives about a company. You won't find one out there especially one that deals in financial transactions that doesn't have someone upset with them. As a consumer just know what is realistic. 4% 30yr fixed with no points is not. So don't expect it. Know the market and if they are competive you should be fine. With the new lending laws in place it is hard for companies to switch things anymore. Just know that if an appraisal comes in short of the value you thought or other information is different from the application your figures may change. If they do and you do not benefit anymore then don't close. Ask questions and look over your paperwork. I have purchased and refinanced homes, bought cars and tip my waitresses. I expect someone to profit from me so don't expect someone to give you something for free. Just make sure it is a fair deal. It seems that Surepoint has been in business for a while so I would think they are doing something right. I looked at the BBB on them and they have an A+ rating so I would consider that a good thing.
Icon Mini Profile gmakerley
gmakerley
Community Mentor
Community Mentor

best lender badge

Joined: 09 Nov 2007

Posts: 12346
Location: bloomfield, ct
53.01 Dollars($)
Post Posted: Wed Jan 20, 2010 2:46 pm    Post subject:
Like 0
Dislike 0

i'm still skeptical about bbb ratings - their paying "members" seem to get the best grades while all others don't. that smacks of impropriety.
_________________
George M. Akerley
Independent Contractor - Mortgage Consultant
Word of Excellence Editing/Writing/Proofreading
860-221-5044
Matty

Guest







Post Posted: Fri Feb 26, 2010 6:01 pm    Post subject: Advice
Like 0
Dislike 0

I would be skeptical to take advice from someone with something to gain such as another mortgage person---like a fox in the hen house
Matty

Guest







Post Posted: Fri Feb 26, 2010 6:02 pm    Post subject: Surepoint
Like 0
Dislike 0

Looks like Surepoint is on the up and up--
Icon Mini Profile gmakerley
gmakerley
Community Mentor
Community Mentor

best lender badge

Joined: 09 Nov 2007

Posts: 12346
Location: bloomfield, ct
53.01 Dollars($)
Post Posted: Sat Feb 27, 2010 2:11 pm    Post subject:
Like 0
Dislike 0

based on a conversation i had with a representative from Clark Howard's team, i feel more confident in the bbb to supply good information on the companies it rates.
_________________
George M. Akerley
Independent Contractor - Mortgage Consultant
Word of Excellence Editing/Writing/Proofreading
860-221-5044
ktothee

Guest







Post Posted: Thu Mar 25, 2010 2:22 pm    Post subject:
Like 0
Dislike 0

My refi loan is in processing now with another lender, but SurePoint was my 2nd choice. The rep I dealt with was very helpful and professional. Ultimately it came down to number and the other lender had them beat.
vermonter

Guest







Post Posted: Sun Nov 28, 2010 9:43 pm    Post subject: surepoint
Like 0
Dislike 0

I think Allen sounds like he works for Surepoint. I too have refinanced more than once before, and thus far, my experience with Surepoint has been sketchy. My loan officer is very nice and obviously eager to get this done. However, I just received the GFE in the mail, which I've been asking him to email me forever, and it is NOT what we discussed in terms of fees. He said "around $2k in closing costs". This GFE says $7k. I won't be continuing this transaction, needless to say.
Vinknee

Guest







Post Posted: Tue Dec 07, 2010 8:55 am    Post subject: Surepoint Lending
Like 0
Dislike 0

Stay away from Surepoint! After 3 months of providing 100's of document pages there tentative approval went from a fixed rate 15 year loan to a variable 30 year loan. There underwriters will ask for everything except your blood type. I was told twice that we would close on a 15 year loan and then they asked for more verification and the picture changed. Over and over, more documents until they offered a variable rate loan which was their hidden intention!
Icon Mini Profile qhauizx
qhauizx




Joined: 28 Feb 2011

Posts: 1
Location: california
1.19 Dollars($)
Post Posted: Mon Feb 28, 2011 12:42 am    Post subject: Lending Tree
Like 0
Dislike 1

Poor loan service? Should you be looking for personal loans in amounts of $ 1,500 or more, consider Lending Tree. Lending Tree LLC is the leading online personal bank loan application source in the United States. With the power of Lending Tree's free, no-obligation service as part of your corner, you are able to discover the best personal loans to fit your needs.

[Link Deleted as per forum rules. Thanks]
Quick Reply
Your Name
Subject
Image Verification


Can't read the image? click here to refresh
Message body

All times are GMT - 7 Hours
 Previous  1, 2
Page 2 of 2

 
Highlights
Bookmark this page
Share |

Helpful References
Mortgage Guide
Mortgage Terms
Mortgage News
Book Center
Shop and Compare lenders
30 Yr. Fixed Vs. 5/1 ARM


Calculators     [View all]
Are you eligible for loan?
How much you can afford?
Calculate monthly payment
Calculate APR


Financial Tools
Credit Repair Tool New
Mortgage Planner
Simple Budgeting Tool


Our Community
MortgageFit Blog
Community Professionals
Community Rewards
Introduce yourself
Website tools


Community Rewards
Five simple ways to earn money with the Mortgage Community.

MortgageFit on Twitter

Followers (265)








Community Chat

We have chosen to apply the Creative Commons Attribution License to all works we publish. This work is licensed under cc by 2.0
Page loaded in 21.135 seconds.