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USMAC Law Group - Is it a loan modification scam?

Have anyone heard of ( Elect Group,LLC in Coral Springs FL.)
Iam in default for about 3000.00 on my loan with 8.5 fixed rate.
They wont 1.995 up front .To begin paper work on a loan modification
said that they should beable get me 4.fixed rat. Do anyone thank that this might be a scam[/b]

eric1's picture
eric1 | Joined: January 4, 2009 03:52 pm | Posts: 0 | Location: New Jersey | 00 Dollars($)

I dont know how they can get you that rate. Be very careful. It may be wise to have an attorney read over the contract.

Like | Dislike | Share | Posted: Fri, 02/05/2016 - 01:26 | Post subject:

gmakerley's picture
gmakerley | Joined: November 9, 2007 07:36 am | Posts: 0 | Location: New Jersey | 00 Dollars($)

i would avoid any company that wants a fee to help you modify your mortgage. it is probably a ripoff. go to the hud website (hud.gov) and search for counselors. there is a wide array of counseling locations across the country that will help borrowers.

of course, your first best bet is to be in contact with your lender to begin with.

beware of this company and what they propose - my suspicion is that you'll not only lose $1995, but your house will disappear in the process, too.

Like | Dislike | Share | Posted: Fri, 02/05/2016 - 01:26 | Post subject:

Anonymous's picture
Anonymous | Joined: June 8, 2004 01:06 am | Posts: 0 | Location: New Jersey | 00 Dollars($)

Do not walk, RUN from the elect group llc! They will not do anything for you! I worked with them for EIGHT months trying to mod my loan. They never even contacted my lender. I called my lender and had my mod in under 2 weeks.

Just call your lender, fax a hardship letter etc. PLEASE do not give elect group any of your money!

Like | Dislike | Share | Posted: Fri, 02/05/2016 - 01:26 | Post subject:

Anonymous's picture
Anonymous | Joined: June 8, 2004 01:06 am | Posts: 0 | Location: New Jersey | 00 Dollars($)

Elect group is a scam .They got my family for 1400.00$$. They keep saying we never sent in the forms,they have no attention on helping anyone.
Look them up there are alot of us scamed by them!!!

Like | Dislike | Share | Posted: Fri, 02/05/2016 - 01:26 | Post subject:

Nicole.Seymour's picture
Nicole.Seymour | Joined: June 3, 2009 03:07 pm | Posts: 0 | Location: New Jersey | 00 Dollars($)

Hi there! I am a Mortgage Modification Specialist and I gotta say, it's a scam! Any company that asks for money upfront and says they are going to "do you a service" is VERY incorrect! If its the lender or a company that is going to offer you services for free and then you pay later, that's one thing. Also, if its a company that offers a 'do-it-yourself' kit, they also are generally safe. I would be aware and cautious.

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chrsmackenzie's picture
chrsmackenzie | Joined: June 8, 2009 09:40 pm | Posts: 0 | Location: New Jersey | 00 Dollars($)

To be honest with you its a scam if they are asking for an upfront. So be careful.

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Anonymous's picture
Anonymous | Joined: June 8, 2004 01:06 am | Posts: 0 | Location: New Jersey | 00 Dollars($)

Ok... You can work with your Lender..just make sure to talk with them even if it's everyday. I know because I'm going through it. #2. Ask your Lender if your loan falls under the new Obama plan. #3. Make sure to send everything they request and note your name,loan # on every page that you send them so paper does not get lost (write names, #'s of reps). #4 Make sure your hardship is truly a hardship..loss of job, loss of value, etc. #5. Send everything again as they request, deal with the letters and calls as it is continuous. You can do this but it takes months and patience.

Like | Dislike | Share | Posted: Fri, 02/05/2016 - 01:26 | Post subject:

Anonymous's picture
Anonymous | Joined: June 8, 2004 01:06 am | Posts: 0 | Location: New Jersey | 00 Dollars($)

Has anyone ever heard of USMAC Law Group? They charge $3500 to do a loan modification. Or is this a scam? My gut is telling me this is a scam even though they produce examples of people they helped? I welcome all feedback.

Like | Dislike | Share | Posted: Fri, 02/05/2016 - 01:26 | Post subject:

manoj_gopale's picture
manoj_gopale | Joined: February 16, 2009 10:31 am | Posts: 0 | Location: New Jersey | 00 Dollars($)

I searched on the net about USMAC Law Group but I haven't got any single positive feedback about the company.Personally I haven't used his service but from what i have heard from other guys that they charge more than $ 2000 for credit repair.

I personally believe that one should never pay such a big amount to any person /company for this small service.

Credit repair service is not that costly. so surely they are charging skyrocketing amount. one can see report about them on rip off .com also for further details about the company

keep in touch.....
. :arrow: :arrow: :arrow:

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Anonymous's picture
Anonymous | Joined: June 8, 2004 01:06 am | Posts: 0 | Location: New Jersey | 00 Dollars($)

Today is June 29, 2009 and i just got off the phone with the better business bureau in California, where USMAC Law Group is located. They said since 2000 there has been 11 complaints larged against them in three years and the better business bureau rate them with an "F" as in failure to come through with any promises they make to their clients. Yes they always over charge!!!! BBB-California # is 909 825-7280 busy time is 11am-lpm, not so busy time is after lpm ok God Bless America Always!

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Anonymous's picture
Anonymous | Joined: June 8, 2004 01:06 am | Posts: 0 | Location: New Jersey | 00 Dollars($)

My son is doing a loan modification with USMAC Law Group. He gave them $1000.00 they want 1995.00 more. Please let me know if someone call help! I have tried to pull up there law group & no such Law Group. They sent him a Statement from a law office from Christian M Dillon. Please help!!

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adonis's picture
adonis | Joined: October 22, 2005 05:04 am | Posts: 0 | Location: New Jersey | 00 Dollars($)

Hi Theresa,

It is the lender who will help your son in getting a loan modification and the fees for loan modification may vary from lender to lender. You do not need a law firm to deal with the lender for a loan modification. Your son should directly speak to the lender regarding loan modification.

Like | Dislike | Share | Posted: Fri, 02/05/2016 - 01:26 | Post subject:

gmakerley's picture
gmakerley | Joined: November 9, 2007 07:36 am | Posts: 0 | Location: New Jersey | 00 Dollars($)

everyone should be spreading the news that it makes no sense to send dollar after dollar to an outfit that claims (pretends) to represent borrowers in seeking [url=http://www.mortgagefit.com/know-how/loan-modification.html]loan modifications[/url].

modifications are done only by the lender holding the mortgage. direct contact with the lender is the only way in which a modification is going to take place. there's no reason why a borrower/homeowner should avoid having an advocate to assist, but there are plentiful advocates/counselors available. all anyone has to do is visit the hud website (hud.gov) and search for counselors in a particular state and the list is lengthy in each case.

this most recent post of the homeowner already haven spent $1000 and now the "law firm" wants another $1995 - this is awful and needs to be avoided at all costs by all borrowers.

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Anonymous's picture
Anonymous | Joined: June 8, 2004 01:06 am | Posts: 0 | Location: New Jersey | 00 Dollars($)

for sure don't use USMAC CHRISTIAN M DILLON ATTORNEY OFFICE I GOT SCAM FOR THEM 6 MONTHS AGO THEY GOT FROM 3.474.00 NEVER DID ANYTHING TO HELP ME BE CAREFUL

Like | Dislike | Share | Posted: Fri, 02/05/2016 - 01:26 | Post subject:

Anonymous's picture
Anonymous | Joined: June 8, 2004 01:06 am | Posts: 0 | Location: New Jersey | 00 Dollars($)

My Husband is a disabled Vet and we are behind in our payments to our lender. I Saw this ad on tv and gave usmac a call. They wanted $2995.00 upfront! I am desprate to save our home we are a young family and I have prayed for a way to fix this problem. I had a gut feeling about this company and looked them up on the internet and everything I have found has been negative. We face forclosure on August 4th 2009. VA is zero help!!Suprise Suprise. Im hoping to either get somewhere with the lender or another lending company. We have been struggling for a year and now my husband has 7 surgeries under his belt and is thankfully back to work, so if anyone has any suggestions or comments please do. But, My gut says they are crooks and I would pay them never see a dime back and loose our home as well!!!

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adonis's picture
adonis | Joined: October 22, 2005 05:04 am | Posts: 0 | Location: New Jersey | 00 Dollars($)

Hi vanessa,

Though I do not have a personal experience with USMAC law group, it seems that lots of people have complaints about them. It would be better if you could check out some other companies who are into loan modification and know about their fees. May be you can come across companies who would charge you a lesser amount than what USMAC have quoted. You can even go for a [i:461072bd21]no obligation free consultation [/i:461072bd21] on loan modification which may help you know what type of rates and terms you can get after your modification is accepted.

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gmakerley's picture
gmakerley | Joined: November 9, 2007 07:36 am | Posts: 0 | Location: New Jersey | 00 Dollars($)

once again - go to hud.gov and look for counselors in your area. they are FREE - yes, i will say it again - FREE - and they will help you. as an example, if you have a local Urban League, you can contact them right away and they'll try to work with you and the lender to get your loan modified. there's no guarantees, remember, but they'll work with you.

paying someone over $2500 to hope and pray that they'll help you hasn't got anything to do with the wisdom that you've been given.

Like | Dislike | Share | Posted: Fri, 02/05/2016 - 01:26 | Post subject:

Anonymous's picture
Anonymous | Joined: June 8, 2004 01:06 am | Posts: 0 | Location: New Jersey | 00 Dollars($)

Give me a break... would you work for someone that has not paid their mortgage or creditors and then expect them to pay you for your 100 plus hours of work after you completed your work? Hmmm... no I didn't think so.
And for credit repair... expensive?? Now that you lived above your means for so long and charged more then you could afford to pay now you want someone to fix it for free... if it's so easy then do it yourself or seek free help as some of the Bozo's on here suggest.

There is no free help!

If you want legal help and the best possible results hire the best pay attorney you can afford. If you were arrested you would hire the best pay attorney you could afford, and would he charge you upfront... you bet ya!

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happyness365's picture
happyness365 | Joined: July 21, 2009 10:24 am | Posts: 0 | Location: New Jersey | 00 Dollars($)

... misinformation.... read on...

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gmakerley's picture
gmakerley | Joined: November 9, 2007 07:36 am | Posts: 0 | Location: New Jersey | 00 Dollars($)

i reiterate...there are hundreds of counselors listed on the hud website. those counselors do it for free. naca has free counseling services. these people are there to help borrowers who cannot go through the modification maze by themselves. they have expertise - after all, they've been doing this for a long, long time.

paying up front for someone to pretend to help you with a modification? and how smart would that be, after all. let's see...i am a homeowner and my mortgage payment is $1850 per month. let's say i get behind 2 months - so now i owe $3700 and another $1850 is due - thats $5550. am i now smart to hand over $2000 or more to some stranger who claims to have a superior percentage rate for success? could i not do something better with that money? maybe i could take my money, borrow some from somewhere else and make my payment. but guess what...if i pay this oh so helpful company its $2000 or more, i will never see it again - not as payment of principal on my mortgage, certainly not as equity built up in my home, and i certainly stand an excellent chance of not having my loan modified at all.

to lose one's home while lining the pockets of those who have opened their businesses only to take advantage of this major money-making opportunity is the height of ridiculousness.

that's just my opinion.

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Anonymous's picture
Anonymous | Joined: June 8, 2004 01:06 am | Posts: 0 | Location: New Jersey | 00 Dollars($)

Happyness365 has made some good points... and as an attorney... let me add that SB 94 should scare the heck out of the California public (and any other states with such bright ideas)... it will, in effect, keep private (read as for profit) attorneys from helping troubled borrowers (read as victims of the banks about to be revictimized by the banks).

The banks have high priced and sharp lawyers, why don't they want the public to have lawyers? Let's introduce SB 94 part B which states no lender can pay a lawyer until after the bank has completed screwing over the borrower... sounds ridiculous right? Why would it not be ridiculous to prohibit the public from paying a lawyer up front?

Just my opinion, of course.

- Paul

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Anonymous's picture
Anonymous | Joined: June 8, 2004 01:06 am | Posts: 0 | Location: New Jersey | 00 Dollars($)

i need to know is it a scam

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jameshogg's picture
jameshogg | Joined: December 20, 2005 02:58 am | Posts: 0 | Location: New Jersey | 00 Dollars($)

Hi Guest,

I do not have a personal experience with this company but some of the members in this forum have negative opinion about this company. I would suggest you to research about this company properly and then go for a deal with them.

Thanks

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Anonymous's picture
Anonymous | Joined: June 8, 2004 01:06 am | Posts: 0 | Location: New Jersey | 00 Dollars($)

I know a great loan modification attorney. His name is Jeff Miller. I recently heard he is going after scam artist who are ripping people off. Good luck!

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Anonymous's picture
Anonymous | Joined: June 8, 2004 01:06 am | Posts: 0 | Location: New Jersey | 00 Dollars($)

I used them 4 months ago and they did get me a modification with good results. My old rate was 8.775 and me new rate is 4.500 fixed. My loan amount was reduced too. So for me it worked out good.

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fredwaltz's picture
fredwaltz | Joined: August 17, 2009 05:27 am | Posts: 0 | Location: New Jersey | 00 Dollars($)

ok nice atleast some good remarks are there about the company so atleast one can think about giving a try.to their services.

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Anonymous's picture
Anonymous | Joined: June 8, 2004 01:06 am | Posts: 0 | Location: New Jersey | 00 Dollars($)

scamers!

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Anonymous's picture
Anonymous | Joined: June 8, 2004 01:06 am | Posts: 0 | Location: New Jersey | 00 Dollars($)

usmac is the devil!

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Anonymous's picture
Anonymous | Joined: June 8, 2004 01:06 am | Posts: 0 | Location: New Jersey | 00 Dollars($)

This company saved me 1100.00 bucks on my monthly mortgage payment!

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captcharwp007's picture
captcharwp007 | Joined: August 29, 2009 05:07 pm | Posts: 0 | Location: New Jersey | 00 Dollars($)

Here's the thing, I just spoke with the attorney about your situation. He says he could be successful with getting the home you live in modified. He says he wouldn't be successful with your investment property. Even though your not behind on the house you live in with the rate being over 10% and your job situation changing it could be easier to get that one down.
When you did the loan mod yourself did you submit a hardship letter with it?
I understand that you don't have the ability to hire an attorney even though the fee is minimal compared to other attorneys I will do my best to try to give you other ways to resubmit it

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kebeneifamily's picture
kebeneifamily | Joined: September 13, 2009 09:55 pm | Posts: 0 | Location: New Jersey | 00 Dollars($)

:shock: :( :!:

Me and my husband saw the advertisement on the television and called the 1800 number to see if we could qualify for a loan modification-name of agency-The USMAC Law Group. Spoke to the person at the end who was very persuasive. He wanted to charge us $3947 total and upfront prior to starting any services, but we did not have it. Said if paid money upfront would knock off $300. Informed him we would consider next month. Was told he could offer us two financing solutions to cover the above amount- which were to pay the above amount in 3 installments or to pay $795 upfront and then finance the 3000 over a six month period. We were like heck no!!! told him would reconsider next month. Just googled the law group online and now believe it is a scam. I am so happy my husband was nervous and did not really believe they could do it, especially with the upfront costs. Please see research found below:

1. http://drlmc.org/ (Directory of Registered Loan Modification Companies)

Infomed him by email that the above website said they were not on here.

2. http://www.la.bbb.org/businessreport.aspx?companyid=13128667 Could not find USMAC Law group but difnd Christian Dillion who is an attorney at this agency.

3. http://www.ftc.gov/os/comments/mars/542309-00034.pdf

See Alyssa Katz, Predatory Lending With a Smiley Face (Mar. 3, 2004) (describing mortgage and real estate broker involvement in loan modification industry),

4. "http://www.salon.com/news/feature/2009/03/04/loan_modifications/".

Other loan modification entities have connections to the defunct subprime mortgage industry. For example, USMAC, which charges clients a non-refundable fee of $3,495 to negotiate a loan modification, is owned, in part, by the president of Citywide Mortgage, a former subprime lender. Robert Berner, ‘Help’ Can Be Costly, Business Week (Nov. 11, 2008).

5. http://www.calbar.ca.gov/state/calbar/calbar_generic.jsp?cid=10144&n=96096

6. "http://www.complaintsboard.com/complaints/christian-m-dillonusmac-law-gr...

(#2 is the most important-the address to Christian Dillion is the same as the address found below by USMAC- see reviews here!!)

:oops: :roll: :evil: Also emailed him, informing him that I tried his work number as he gave me a work number and the work number always went to voicemail. I was able to reach him through a (714) cell phone number. His information is Edwin L. Stevenson Jr.

Executive Consultant

THE USMAC Law Group

23 Journey | ALISO VIEJO | CA | 92656

http://drlmc.org/ (Directory of Registered Loan Modification Companies)
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Anonymous's picture
Anonymous | Joined: June 8, 2004 01:06 am | Posts: 0 | Location: New Jersey | 00 Dollars($)

I called US Mac for a loan modification yesterday after seeing the commercial on the TV, they have so far had not called me back on my situation. The guy offered me in 4 payments, but 1st payment upfront. I am glad that I saw your postings. Thanks a lot!

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Anonymous's picture
Anonymous | Joined: June 8, 2004 01:06 am | Posts: 0 | Location: New Jersey | 00 Dollars($)

can i sue the employees of USMAC LAW GROUP who took my money and never modified my loan

Like | Dislike | Share | Posted: Fri, 02/05/2016 - 01:26 | Post subject:

Anonymous's picture
Anonymous | Joined: June 8, 2004 01:06 am | Posts: 0 | Location: New Jersey | 00 Dollars($)

Fact: USMAC LAW GROUP has modified over 5,000 loans for folks that have paid for the SERVICE of a law group. Fact: If you som choose to fight your own lender be prepared to keep them in the drivers seat and allow your car to hit the wall at 100 miles an hour. Fact: You may call U Haul, try to locate an apartment you now won;t qualify for because your credit and income is shot, but you still are reluctant to do business without doing your homework. Fact: ask for BAR numbers, ask for evidence about seeing these successful MODS that can be produced within minutes. Fact: USMAC will not hide the facts. You want frewe service from the FEDS, three of four homes are lost through these programs, your lender may put a bvandaid on your issue only to have you fail months later and take your home. Fact: anyone that has paid USMAC money and lost their home and purports it as a scam, were too far gone to even throw a desperate hail Mary pass and paid the take a shot. You obvisouly wanted to save your home. Fact: USMAC specializes in modifying loans only not in saving a home you let go yourself. So if you inclined to bad mouth something that works go do it yourself and buy into those same devils that got you into the mess in the first place. Perhaps you might want to take some responsibility for yourself.

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Anonymous's picture
Anonymous | Joined: June 8, 2004 01:06 am | Posts: 0 | Location: New Jersey | 00 Dollars($)

I recently called them after seeing an informercial on tv and it is a total SCAM. I spoke with someone by the name of Frank Mamoine and he was asking me for $3800 to process a Loan modification for me. At first i went on with believing that they were a Legit company since they spend millions of dollars advertising but when i was asked to provide him with my Bank Account Information (Routing Number & Account Number) over the phone so that he can start the process and that i didn't even need to go sign any documents personally that is when i knew this was a "SCAM". After i searched further regarding their company i seen that this company has a "Horrible" History with Ripping people off and when i asked Frank he stated that the person that was committing Fraud is an Attorney by the name of Christian M Dillon and that he was fired in August of 2009 and his License is not currently active but that i could trust him. I am glad i was able to suspect that something was not right with asking me for my Bank Information over the phone and didn't process anything with them. Be very Careful cause it seems like I was almost their next Victim. I have already processed my Loan Modification with another Law Firm. Hopefully eveything goes well and if it does I will Post it.

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sunnyca2009's picture
sunnyca2009 | Joined: August 4, 2009 07:15 pm | Posts: 0 | Location: New Jersey | 00 Dollars($)

I would not recomend any one who ask for money upfront to doa a loan modification

Thank you for sharing

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Anonymous's picture
Anonymous | Joined: June 8, 2004 01:06 am | Posts: 0 | Location: New Jersey | 00 Dollars($)

yes USMAC is a scam 100% do not trust them you will lose your house and any money you give them stay away!

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Anonymous's picture
Anonymous | Joined: June 8, 2004 01:06 am | Posts: 0 | Location: New Jersey | 00 Dollars($)

Everything written above is about half true. I have extensive personal experience. I contacted my lender Metlife, both my agent and the actual lender office, about Loan Modification and I was told it was impossible, that the lender wouldn't even think in terms of load modification. I saw an ad and contacted the Dillon law firm ("Dillon") and paid them $3500 in two montly payments to convince Metlife to mod my loan. I got a guarantee.

Metlife is impossible to work with. They are one of the most obstinate. It dragged on for months and months. The Dillon people were certainly trying, I could tell. But they were too busy and sometimes it was nearly impossible to get a response from them. I only got to talk to an actual attorney once. And the contacts were notw with USMAC. Then, finally, I got a Forbearance offer from Metlife. It was ok (reduced my monthly payment by about $500). I went through 3 Forbearance payments and then never got an offer from Metlife. I went straight back to Dillon, but it was officially USMAC, and I heard Dillon was out of business. I had to sign a USMAC agreement for them to continue working on it. Since then, they have been VERY unresposive. Metlife again hit my credit report with a new 120-day late notice. I am about to hire an attorney and sue them all.

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Anonymous's picture
Anonymous | Joined: June 8, 2004 01:06 am | Posts: 0 | Location: New Jersey | 00 Dollars($)

I was in desperate need of help. I saw the add. Looked up the company and saw nothing but bad things. I realized that usually, happy people don't blog about how great it was. I decided to call them and trust my instincts. I'm glad I did. They were professional and understanding. They were able to get a modification done for me and save my home. I'm saving almost $1200 per month and got my rate fixed for 30 yrs. People complain and say horrible things about this company without even talking to them. Nobody verifies any of the negative things said. Don't be a follower and lose your home. Find out for yourself.

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Anonymous's picture
Anonymous | Joined: June 8, 2004 01:06 am | Posts: 0 | Location: New Jersey | 00 Dollars($)

saved me 1446.00 a month. hud is a joke. called them and they were worthless. you get what you pay for...so dont bother w/them. i didnt have the time to cut through the red tape at bank of america...so i paid someone to do it and got results. perhaps others were burned by them, but i can only speak on my experience.

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gmakerley's picture
gmakerley | Joined: November 9, 2007 07:36 am | Posts: 0 | Location: New Jersey | 00 Dollars($)

if you have to pay money out of pocket upfront, you're not going to get good service. what is a company's motivation to work on your case to your advantage when it's already been paid? some of these outfits may not be scammers, but they sure do penalize folk with their upfront insistence on payment.

and here's the big question: if you cannot pay your mortgage, how are you going to come up with the exorbitant amount of money that these outfits seek? does this really, truly, honestly make sense to anyone?

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Anonymous's picture
Anonymous | Joined: June 8, 2004 01:06 am | Posts: 0 | Location: New Jersey | 00 Dollars($)

who is the best loan modification co, if there is one!!

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gmakerley's picture
gmakerley | Joined: November 9, 2007 07:36 am | Posts: 0 | Location: New Jersey | 00 Dollars($)

is there one?

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Anonymous's picture
Anonymous | Joined: June 8, 2004 01:06 am | Posts: 0 | Location: New Jersey | 00 Dollars($)

who is the best loan modification co, if there is one!!

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adonis's picture
adonis | Joined: October 22, 2005 05:04 am | Posts: 0 | Location: New Jersey | 00 Dollars($)

Hi james,

I don't think it's a good option to contact a loan modification company and apply for it. It would be better for you to contact your lender and check out with him.

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Anonymous's picture
Anonymous | Joined: June 8, 2004 01:06 am | Posts: 0 | Location: New Jersey | 00 Dollars($)

There are not a scam! It is one of the most respected companies that are actually getting mods done. A bunch of haters on this page who are only giving their opinion!!

Like | Dislike | Share | Posted: Fri, 02/05/2016 - 01:26 | Post subject:

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gmakerley | Joined: November 9, 2007 07:36 am | Posts: 0 | Location: New Jersey | 00 Dollars($)

well, i'm not a "hater." but yes, i do give my opinion. if you read the posts from those who've lost thousands of dollars to companies that claimed to be helpful, then you'd come to suspect that there are snakes in the grass out there preying on unfortunate folk who need help with their mortgages. that doesn't make anyone a hater who comments.

if the best that "helping people save homes" can do is call others "haters" without concrete information to the contrary, that doesn't speak too well of the expertise behind the comment.

go figure.

Like | Dislike | Share | Posted: Fri, 02/05/2016 - 01:26 | Post subject:

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Anonymous | Joined: June 8, 2004 01:06 am | Posts: 0 | Location: New Jersey | 00 Dollars($)

Do not use the USMAC Law Group. We signed up for loan modification with them over 8 months ago, but were given numerous excuses why there was no progress being made. They even asked us to resend them the same documentation several times without any logical reason. Your better off waiting for your bank to make you an offer for loan modification; we did it without the help of the USMAC Law group. We submitted to the bank all the required paperwork by ourselves after getting nowhere with the USMAC Law group. Our loan was modified after making 3 trial mortgage payments at a reduced rate. Don't make the same mistake we did; you can do it yourself. Good luck.

Like | Dislike | Share | Posted: Fri, 02/05/2016 - 01:26 | Post subject:

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gmakerley | Joined: November 9, 2007 07:36 am | Posts: 0 | Location: New Jersey | 00 Dollars($)

another dissatisfied customer...seems to be a trend in the modification business.

Like | Dislike | Share | Posted: Fri, 02/05/2016 - 01:26 | Post subject:

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gmakerley | Joined: November 9, 2007 07:36 am | Posts: 0 | Location: New Jersey | 00 Dollars($)

to piggyback on my last remark:

i don't see the negative comments as vindication in this scenario, but as a warning. all of us ought to realize that we need to go into things with our eyes wide open, and not trust everyone who has a scheme that will bail us out.

i wish we never saw any of these complaints about these companies. that would mean they're doing what they advertise they can do, and that would be beneficial. if someone can truly help and they can make a few bucks in the process, well that's "the american way" after all. we just seem to have had a few underhanded people get in line at the money trough.

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