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My husband has been receving calls from a law firm names evans law in reference to a 200 loan he received with payday loan yes. We reside in tn. They keep calling harrassing and threatening to have him locked up. The number i have for evans law in buffalo ny is 716-685-8470.

smithsussane · Posted: Tue Sep 15, 2009 8:29 pm Post subject:

Hi Nonnie!

Welcome to forums!

If your husband has taken a payday loan, then he will have to return it. If he does not return the amount, then the payday loan company has the right to sue him for the amount. If your husband has already paid off the dues and still the payday loan company is harassing him, then he can contact an attorney and take legal actions against the company.

Feel free to ask if you've further queries.

Sussane

gmakerley · Posted: Thu Sep 17, 2009 11:37 am Post subject:

if you are being harassed by a creditor, especially in a case such as this in which they are threatening "having him locked up," then you should file a complaint with the federal trade commission (ftc.gov). it is illegal for them to threaten jail or anything remotely like that.

this law firm needs to be reported - please do so.

but also, please, see if you can find a way to pay that loan - that will certainly eliminate the harassment.

sunnyca2009 · Joined: 04 Aug 2009 Posts: 1731 35.55 Dollars($)

Nonnie

You did not confirm if this loan was taken by yoru husband

Ifnto have you told these people that they are callign a wrong person

gmakerley · Posted: Mon Sep 28, 2009 7:44 am Post subject:

nonnie noted in the first sentence that it's a loan her husband received.

gmakerley · Posted: Mon Sep 28, 2009 7:45 am Post subject:

also, he is the one receiving the calls.

sunnyca2009 · Joined: 04 Aug 2009 Posts: 1731 35.55 Dollars($)

opps missed that call

manoj_gopale · Joined: 16 Feb 2009 Posts: 488 0.00 Dollars($)

nonnie,

apart from all the valuable instructions mentioned above, I will just add that you better respond them and hear what they want to convey....This will surely change the tone in which they are approaching.

If they continue to harrass you, it is better to take a legal help.

keep in touch....

gmakerley · Posted: Wed Sep 30, 2009 7:07 am Post subject:

that's all wonderful manoj, but if they are threatening to lock someone up, then they are violating the law and ought to be reported to the ftc.

yes, the debt should be paid in full and that'll stop the calls - of that there is no doubt.

sunnyca2009 · Joined: 04 Aug 2009 Posts: 1731 35.55 Dollars($)

Agree with George. take legal action if some oen does not pay

Do nto take law in your hand

thewretched02 · Joined: 23 Jun 2009 Posts: 115 23.92 Dollars($)

aside from the whole whether or not they can threaten you debate, the question remains as to why the loan hasnn't been repaid.

I'm not judging here, just wondering if there might be a bigger problem than just a $200 loan which hasn't been paid back.

Nonnie, I notice this thread started over a month ago - are you still getting calls?

gmakerley · Posted: Mon Oct 19, 2009 9:34 pm Post subject:

the nature of this payday loan beast, i am afraid, is that these loans rarely get paid at the time they are due in full. extension after extension and then finally collections agents calling with threats of all sorts of crazy, scary things that will take place.

then (and only then) do we see people seeking help from MortgageFit - how do i call this company...or where are they located....or what do i do now that i didn't make my payments...same story, different day for the most part. it's a sad state of affairs.

thewretched022 · Joined: 21 Oct 2009 Posts: 18 3.29 Dollars($)

Payday loans certainly have tyheir place, but can become a trap if not closely managed. Pay them off promptly and they can be a useful tool to get you out of a bind, forget about them or ignore them and they will ruin your credit and your life.

sunnyca2009 · Joined: 04 Aug 2009 Posts: 1731 35.55 Dollars($)

They are really worse than a credit card

So be careful, before you take any payday loan advance

gmakerley · Posted: Sat Oct 24, 2009 6:40 am Post subject:

i agree with your assessment of the situation, wretched. unfortunately, the reality for most payday loan borrowers is that they cannot pay them back promptly, thereby causing renewals and additional expenses. then we continue to see that the companies who grant these loans aren't easy to find, either.

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