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Does contents insurance on a condo cover the window unit and

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Icon Mini Profile doug





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Post Posted: Tue Jan 29, 2008 10:22 am    Post subject: Does contents insurance on a condo cover the window unit and
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I know the condo coverage protects everything from the wall board out but what about the heating and a/c?
Icon Mini Profile michelle
michelle
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Post Posted: Tue Jan 29, 2008 3:07 pm    Post subject:
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Hi Doug,

A/C and heating units are considered mechanicals and are usually not covered. Since each insurance policy is different, you would find a better answer by contacting the insurance company themselves.

Please let us know if we can answer any other questions.

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Michelle Keck
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www.michellekeck.com
Icon Mini Profile larry





Joined: 27 Jun 2007

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Post Posted: Tue Jan 29, 2008 6:01 pm    Post subject:
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Hi Doug,

Contents insurance covers almost every thing (personal possessions) within the property. But I agree with Michelle that each policy differs with circumstances. So better consult with the insurance company regarding this.

Thanks.
Larry
Doug Maluchnik

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Post Posted: Wed Jan 30, 2008 7:13 am    Post subject: Condo Coverage
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Thank you for the input. I spoke with American Home Shield and they want $445 per year to cover the unit but I think that's a bit steep. Their coverage has a deductable plus the service provided is through the contracted mechanics. So you don't have a choice in who you use for repairs.
Icon Mini Profile jameshogg
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Post Posted: Thu Jan 31, 2008 3:49 am    Post subject:
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So, what are you going to do now Doug? would you still stick to American Shield or want to look out for some othre insurance company?
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