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 tlanum
Joined: 17 Nov 2006
Posts: 7
3.95 Dollars($)
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 Posted: Sat Nov 18, 2006 3:21 pm Post subject: Fico and Credit Agencies score |
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I have learned that viewing scores from the credit agencies through subscriptions are different from fico. WHY??
example.
Online through subscritption
TU 650
Exp 620
Efx 700
Lenders See
Beacon 500
Fico 474
Empirica 540 |
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SHARLEE2004
Joined: 03 Nov 2006
Posts: 48
Location: Florida
23.63 Dollars($)
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| Posted: Sun Nov 19, 2006 11:15 am Post subject: Credit Score |
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The agency you are subscribing is 'fee based'? These scores may not be based on number of tradelines or number of inquires. The score is not evaluated for a loan.
The lender's report is scored on several factors; number of inquires, tradelines open and used. Payment history, etc.
See my BOLG:
Good Luck![url]"http://ifixmortgages4u.blogspot.com/"[/url]
[Link deactivated as per forum rules. Thanks.]
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I Fix Morgages 4 U
Carteret Mortgage Corporation
Senior Mortgage Consultant
321-749-3896 Direct
www.ifixmortgages4u.mortgagefit.com
www.carteretmortgage.com/shsl |
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tlanum
Joined: 17 Nov 2006
Posts: 7
3.95 Dollars($)
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| Posted: Sun Nov 19, 2006 6:07 pm Post subject: |
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| Thanks Sharlee2004 for the info |
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Bws
Guest
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| Posted: Thu Nov 30, 2006 9:10 am Post subject: different scores |
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I am no expert but I can tell you- myfica.com is closest, BUT mortgage lenders scores are always different no matter where you pull them, sometimes beter sometimes worse, I know not what you wanted to here, but I have tried soft pulls for a year and my mortgage scores were 20 points higher than the scores pulled from myfica the day before-Bws
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