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tlanum · Joined: 17 Nov 2006 Posts: 7 4.29 Dollars($)

I have been meticulously looking at items on my report to get things cleaned up.

I noticed an item that is over 7 years old. An old Auto note that was paid on time for two years. no lates at all.

Is it good to keep this on or request them to remove it.

I believe 7 years is how long good items stay on the report. 10 years for collections

Guest

Hi,

As seven years have passed since the item appeared on your report, it will not be considered important entry in your report.

It will not have an affect on your future borrowings.

Maurice

tlanum · Joined: 17 Nov 2006 Posts: 7 4.29 Dollars($)

great thanks

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8yr (Good) Credit Still on credit report is this good or bad