Self-help Credit Repair - How to improve your score

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stevenson

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PostPosted: Wed Feb 22, 2006 1:45 pm    Post subject:

Hi,

Charged off accounts remain for seven years on your report starting from the date of initial missed payment, which led to charge off.

This will remain even if payments are later made on the charged off account. However paying it off will definitely improve your score within some time after getting reported.

Steve
Beverly44

Guest






PostPosted: Sat May 27, 2006 2:32 am    Post subject: credit

I was told that after a Chapter 13 bankruptcy ,creditors must treat you the same as paying off the debt instead of showing it as charged off . Any truth to that?
Icon Mini Profile Caron
Caron
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Joined: 19 Jul 2005

Posts: 1562
Location: florida
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PostPosted: Sat May 27, 2006 2:56 am    Post subject: RE: Chapter13 and charge-off

Hi,

Whatever you have heard of is quite true in case of Chapter 13 bankruptcy. You will find related information in this section provided by Samantha.

Thanks,

Caron.
Seprina

Guest






PostPosted: Sat Jun 03, 2006 8:37 am    Post subject: credit scoring charts

I would like to know if anyone has a chart that shows what percentages of, say late payments, are of a credit score.
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Icon Mini Profile adonis
adonis



Joined: 22 Oct 2005



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PostPosted: Sat Jun 03, 2006 8:41 am    Post subject: RE

Can you be bit more clear pls....

What I can make from your point is - what you are asking is bit difficult..

Hope this will help you http://www.myfico.com/CreditEducation/WhatsInYourScore.aspx Very Happy

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Icon Mini Profile demoac
demoac



Joined: 09 Dec 2005

Posts: 16
Location: California
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PostPosted: Sat Jun 03, 2006 9:41 am    Post subject: RE

Good url - adonis.

It has some good information.
anna

Guest






PostPosted: Sun Jun 11, 2006 6:25 am    Post subject: charge off

In regards to charge-off accounts I had a couple of them on my credit report due to a divorce, its been 6years now looks like they will be off in 2007. I watch the Suze Orbitz show on building credit. She suggests not to pay off charge off because it might lower your score and not help you and could be worse can this be true?
Anamarie

Guest






PostPosted: Sun Jun 11, 2006 6:44 am    Post subject: What's the perfect score

What kind of score is needed to open credit cards at department stores. And or what kind of score is needed to purshase a home? Is it the same score needed?
Icon Mini Profile adonis
adonis



Joined: 22 Oct 2005



Posts: 3852
Location: ALASKA
120.89 Dollars($)
PostPosted: Sun Jun 11, 2006 7:51 am    Post subject: RE

Pls find your answer here - http://www.mortgagefit.com/discuss/about2295.html
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