Self-help Credit Repair - How to improve your score

Guest 0.10 Dollars($)

Hi,

Charged off accounts remain for seven years on your report starting from the date of initial missed payment, which led to charge off.

This will remain even if payments are later made on the charged off account. However paying it off will definitely improve your score within some time after getting reported.

Steve

Guest 0.10 Dollars($)

I was told that after a chapter 13 bankruptcy ,creditors must treat you the same as paying off the debt instead of showing it as charged off . Any truth to that?

Caron · Posted: Sat May 27, 2006 2:56 am Post subject: RE: Chapter13 and charge-off

Hi,

Whatever you have heard of is quite true in case of Chapter 13 bankruptcy. You will find related information in this section provided by Samantha.

Thanks,

Caron.

Guest 0.10 Dollars($)

I would like to know if anyone has a chart that shows what percentages of, say late payments, are of a credit score.

adonis · Posted: Sat Jun 03, 2006 8:41 am Post subject: RE

Can you be bit more clear pls....

What I can make from your point is - what you are asking is bit difficult..

Hope this will help you http://www.myfico.com/CreditEducation/WhatsInYourScore.aspx Very Happy

demoac · Posted: Sat Jun 03, 2006 9:41 am Post subject: RE

Good url - adonis.

It has some good information.

Guest 0.10 Dollars($)

In regards to charge-off accounts I had a couple of them on my credit report due to a divorce, its been 6years now looks like they will be off in 2007. I watch the Suze Orbitz show on building credit. She suggests not to pay off charge off because it might lower your score and not help you and could be worse can this be true?

Guest 0.10 Dollars($)

What kind of score is needed to open credit cards at department stores. And or what kind of score is needed to purshase a home? Is it the same score needed?

adonis · Posted: Sun Jun 11, 2006 7:51 am Post subject: RE

Pls find your answer here - http://www.mortgagefit.com/discuss/about2295.html

All times are GMT - 7 Hours
Previous 1 2
Page 2 of 2