Mandatory info in a Credit Report?

richosasimohan · Joined: 18 Jul 2007 Posts: 38 23.01 Dollars($)

What are the basic information that should be found in a Credit Report? Can anyone please give a list of those information?

adonis · Posted: Thu Jul 19, 2007 5:10 am Post subject:

Richo,

The credit report includes involves information on your credit and payment history. This involves the way you have paid all your previous debts or how regularly you are making your debt payments.

You can read through a section on Credit Report to know more about it.

blue · Posted: Thu Jul 19, 2007 4:27 pm Post subject:

Your report contains information which can be divided into 4 sections:

1. Identification and employment information
2. Payment history
3. Inquiries
4. Public record information:

Know more on this topic from here - http://www.ftc.gov/bcp/edu/pubs/consumer/credit/cre03.shtm#FCRA

Thanks
Blue

hanth23 · Joined: 22 Jul 2007 Posts: 23 10.95 Dollars($)

Mentioned below are the basic information that is usually found in a credit report.

1: Name
2: Social Security Number
3: Mailing Address
4: The different lenders (Mortgage/debt) and the 24-credit history provided by each of the lenders, along with the current status of the debt.
5: The months when you were delinquent on your loan.
6: A detailed analysis of the report by the major credit bureaus (Experian, Equifax, Transunion and Innovis).
7: Credit Score computed by each credit bureau.

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