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gmakerley · Posted: Thu Nov 05, 2009 10:27 am Post subject:

for anyone wishing to check his or her own credit report, please use annualcreditreport.com, as this is the only authorized site in use - authorized by the major credit reporting agencies.

for credit-related and rights-related inquiries, you ought to check ftc.gov - the federal trade commission's site.

Guest

if my husband gets a judgement against him for half a million dollars for breaking a lease, can they take away our second condo at the beach that is under both our names

gmakerley · Posted: Thu Nov 19, 2009 9:32 pm Post subject:

not until he defaults on that judgment, and even then there'd have to be a foreclosure notice filed, you file your response, and things drag on and on until resolved.

conceivable? yes. will it take forever and a day? yes, i'd say so.

jameshogg · Posted: Thu Nov 19, 2009 10:41 pm Post subject:

Hi vaso,

The creditor can place a lien on the jointly owned property. Whenever you try to sell off the property, you will have to satisfy the lien first.

Thanks

Guest

I just want to know when can i see my answer,sorry this is my first time in the forum

gmakerley · Posted: Tue Dec 08, 2009 10:53 am Post subject:

marla, what is the question?

Guest

Thanks qmakerly,well I already post the question,but looks like I did in the wrong place,well this is is
My husband have a truck he is an owner operator,since the economy start going down ,but y get us for surprise(I did not ever think it wioll be that fast)anyway my husband job decline so much that we have not able to do our debts payments,but we focus in our house payments not to be late,so,because we already have not being paing for about a year or so in our debts,I was thinking to put my husband truck in a mfriend name so the court would not take it way from us,this is the only thing we have to do our money for the house and food so far,thanks

Guest

oops,,but it get us for s....(I did ... it will be...)

Guest

well I talk to my husband about thje question i did to you ,but he say that that is not possible and that it not the way to do things,sorry to bother you

gmakerley · Posted: Tue Dec 08, 2009 2:34 pm Post subject:

and i came upon your original question elsewhere earlier and answered it there also.

Guest

I live in south carolina and i had a motorcyle that had got repo and he didn't know he had a judement on him for 6000 what can i do to reduce the judgement because he is on disablity and we can't afford that much on the debt i want to know if they could take our land away from us

gmakerley · Posted: Thu Dec 17, 2009 1:59 pm Post subject:

don't worry about real estate being taken gina...the judgment will sit until it's paid off. the creditor could file a judgment lien against your property and simply wait for payment when you sell the property, if you do. they could (very slim possibility) file a foreclosure notice, but you'd have ample opportunity to repay the debt before you'd ever run the risk of losing the land.

Guest

Hello, I received a judgment against me from a creditor for 10k. A lien has been placed on my husdands home which I reside in. Is it legal in GA to place liens on property that's not owned by the debtor? If not, how can I release the judgment?

jameshogg · Posted: Sun Jan 03, 2010 10:51 pm Post subject:

Hi Julia,

Is your name mentioned on your husband's property deed? If your name is mentioned on the property deed, then you are one of the owners of the property. If your name is not mentioned on the property deed, then your creditor cannot place a lien on your husband's property for your debts. You need to contact your attorney and take legal steps against your creditor.

Thanks

Guest

Hello,

No my name is not mentioned on the property deed. I will consult with an attorney.

Thank you for your response.
Ronny

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