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My name is not on the loan but I am on the title

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whateverroig Joined: 28 Jul 2007 Posts: 5 4.44 Dollars($)	Posted: Sun Aug 05, 2007 5:34 am    Post subject: My name is not on the loan but I am on the title Like 0 Dislike 0 Post Your detailed question here. If my husband does not pay the mortgage what will happen to my credit?
larry Joined: 27 Jun 2007 Posts: 3322 474.67 Dollars($)	Posted: Sun Aug 05, 2007 8:56 pm    Post subject: Like 0 Dislike 0 Hi Whateverroig, Welcome back to the forum. You have mentioned that you are entitled only to the property and not the loan. Your husband is only on the loan. Now, if your husband does not make payments towards the loan, then it will affect his credit score negatively. Your score will not be affected in any way. It will remain intact as it is now.
miller_st Joined: 17 Jan 2007 Posts: 918 168.95 Dollars($)	Posted: Mon Aug 06, 2007 6:25 pm    Post subject: Like 0 Dislike 0 If only you are on the loan your credit will be affected otherwise not. Only credit of the person on the loan gets affected if defaults occur on the loan.

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