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Can I inherit parents' credit ratings?

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Molly seagram Guest	Posted: Wed Mar 07, 2007 10:47 am    Post subject: Can I inherit parents' credit ratings? Like 0 Dislike 0 I am just above 18 years. Can I inherit my parents' credit ratings? Or does such rating affect my credit rating. Also, if I have applied for supplementary card on my parents' card at 16, then also shall I be able to inherit the rating? _________________ Need help choosing the right loan? Get free consultation from community lenders/consultant
R. Dickinson Guest	Posted: Wed Mar 07, 2007 11:03 am    Post subject: Like 0 Dislike 0 Quote: I am just above 18 years. Can I inherit my parents' credit ratings? Or does such rating affect my credit rating. Sorry Molly but you cannot inherit credit rating of your parents. You have to build your own rating. Your credit rating depends on your debts and the way you handle them, rating of your parents won't affect yours.
oates Guest	Posted: Wed Mar 07, 2007 1:46 pm    Post subject: Like 0 Dislike 0 Their credit rating does not affect your ratings, your credit score builds as per the way you make payments for your dues. Oates
Vogelstein Guest	Posted: Wed Mar 07, 2007 4:40 pm    Post subject: Like 0 Dislike 0 Quote: Also, if I have applied for supplementary card on my parents' card at 16, then also shall I be able to inherit the rating? Check if it is reported on your credit file. If it appears on your file then it may help in improving your credit rating.
pan_kul Joined: 13 Mar 2007 Posts: 12 7.08 Dollars($)	Posted: Wed Mar 14, 2007 12:12 am    Post subject: here is an article Like 0 Dislike 0 Hi Molly, Here is an interesting article regarding your query. Hope it will help you... "http://www.betterbudgeting.com/articles/parenting/inhertingdebts.htm" _________________ Cheap is the best things to do with loanskey uk.

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