Home arrow Mortgage Forums arrow Credit Problems and Repair arrow

I checked my credit report from all 3 bureaus.

Author Message
Icon Mini Profile domsmom44





Joined: 24 Oct 2007

Posts: 10

11.29 Dollars($)
Post Posted: Mon Jan 07, 2008 9:21 am    Post subject: I checked my credit report from all 3 bureaus.
Like 0
Dislike 0

I just viewed my credit report from all 3 bureaus and my second mortgage is showing as Balance -0- and account closed.

I have NOT paid off this account.
Icon Mini Profile shane
shane


best lender badge

Joined: 03 Dec 2007

Posts: 240
Location: Orange County, CA
51.84 Dollars($)
Post Posted: Mon Jan 07, 2008 11:53 am    Post subject:
Like 0
Dislike 0

See other thread at http://www.mortgagefit.com/know-how/about9740.html
_________________
Shane Milne
TheBestHomeLoans.com
More about Shane and Client Testimonials
Mortgage Banker & Broker
949-273-4161
Lending in all 50 states
FHA/VA/USDA/Coventional
Icon Mini Profile molson





Joined: 08 Jan 2008

Posts: 7
Location: Kauai
4.25 Dollars($)
Post Posted: Tue Jan 08, 2008 2:14 pm    Post subject:
Like 0
Dislike 0

It sounds like you just need to update the account. I'm curious to know if your second mortgage is a HELOC aka Home Equity Line of Credit?!? You should be able to update the account with a Rapid Rescore! My services include Raid Rescore! In fact I would be able to help you with the following

• Rapid rescoring- Updating existing accounts.
• Credit repair- The removal of derogatory / negative items.
• Education/Credit consultation- The “do & don’ts” of the credit world. Sure we can petition the credit bureaus, but ultimately our clients need to understand what could make or break their scores.

_________________
Meliss Olson
Account Executive

EZ Credit Repair
866-979-1099 ext 202
Icon Mini Profile jbarto65





Joined: 04 Nov 2007

Posts: 622

-0.15 Dollars($)
Post Posted: Mon Jan 21, 2008 1:30 pm    Post subject:
Like 0
Dislike 0

Wouldn't that be wonderful if it were true, LOL. I wish mine was at zero, for real, can you write the mortgage company and ask them to report it correctly, they may do that or should be obligated to do that for you so that your report reflects the correct information.
Icon Mini Profile lisascherzer



best lender badge

Joined: 04 Jan 2008

Posts: 755

1.12 Dollars($)
Post Posted: Sun Jan 27, 2008 1:22 am    Post subject:
Like 0
Dislike 0

I wouln't worry about that. It will not affect your credit negatively that it is not reporting.
_________________
Lisa Scherzer
Allpointe Mortgage
Expert Mortgage Broker
440-521-7060
Free Mortgage Quotes
Get Mortgage Information
Search Real Estate Agents Here
Icon Mini Profile livinginnky
livinginnky
Moderator



Joined: 08 Sep 2007

Posts: 631

29.96 Dollars($)
Post Posted: Sun Jan 27, 2008 11:49 am    Post subject:
Like 0
Dislike 0

Quote:
I wouln't worry about that. It will not affect your credit negatively that it is not reporting.


It sort of does effect him, and it could be considered negative. Your score goes up based on current payments. if it shows 0 balance and no payments, even though they are being made will not help raise the score.

_________________
Eric Matthews

Mortgage Refinance and Home Loan Guide
Quick Reply
Your Name
Subject
Image Verification


Can't read the image? click here to refresh
Message body

All times are GMT - 7 Hours
Page 1 of 1

 
Highlights
Bookmark this page
Share |

Helpful References
Mortgage Guide
Mortgage Terms
Mortgage News
Book Center
Shop and Compare lenders
30 Yr. Fixed Vs. 5/1 ARM


Calculators     [View all]
Are you eligible for loan?
How much you can afford?
Calculate monthly payment
Calculate APR


Financial Tools
Credit Repair Tool New
Mortgage Planner
Simple Budgeting Tool


Our Community
MortgageFit Blog
Community Professionals
Community Rewards
Introduce yourself
Website tools


Community Rewards
Five simple ways to earn money with the Mortgage Community.

MortgageFit on Twitter

Followers (265)








Community Chat

We have chosen to apply the Creative Commons Attribution License to all works we publish. This work is licensed under cc by 2.0
Page loaded in 21.079 seconds.