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msawyer
Guest
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 Posted: Sun Nov 01, 2009 12:02 pm Post subject: loan |
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I am in need of a loan to pay off all my bills and to get a place to live
I could make a payment up to 600 a month.
My credit score is not good at all about 505 
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 raymond
Community Experts
Joined: 03 Jul 2009
Posts: 315
Location: Irvine, CA
60.39 Dollars($)
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| Posted: Sun Nov 01, 2009 1:11 pm Post subject: |
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That's going to be a tough one - the only place I can think of that could possibly do it is "https://www.credit.com/ufg/aff/ploan"
Are your bills primarily credit cards? Why is your FICO score so low? Are you missing payments?
[Link deactivated as per forum rules. Thanks.]
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Raymond
www.ReverseMortgageCalculator.org |
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chrishot85
Joined: 09 Nov 2009
Posts: 16
3.30 Dollars($)
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| Posted: Wed Nov 11, 2009 5:17 am Post subject: |
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Hiiiiiiiiiiiii
As per my opinion you can contact to your ender, he will be help you.
Thanks and good luck.....  |
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gmakerley
Community Mentor
Joined: 09 Nov 2007
Posts: 7448
Location: bloomfield, ct
70.12 Dollars($)
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| Posted: Wed Nov 11, 2009 3:27 pm Post subject: |
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great response chris...you undoubtedly know lenders who will jump in and take this kind of risk.
msawyer, you will, i'm afraid, have to bite the bullet. i don't think you'll find any lenders willing to run the risk of granting your request.
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George M. Akerley
Loan Consultant
860-221-5044 |
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kbkevin2009
Joined: 28 Jul 2009
Posts: 68
17.69 Dollars($)
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| Posted: Thu Nov 19, 2009 2:13 am Post subject: |
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msawyer,
Considering your situation, no lender will be interested in working with you... Your credit score is too low and as you mentioned you can pay $600/month, that shows that you don't have such a great income... You should be patient and should work on improving your score... Try to bring your score above 620, so that you can go for FHA loan...
All the best
[Link deleted as per forum rules. Thanks.] |
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gmakerley
Community Mentor
Joined: 09 Nov 2007
Posts: 7448
Location: bloomfield, ct
70.12 Dollars($)
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| Posted: Sat Nov 21, 2009 2:42 pm Post subject: |
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the possibility exists, i suppose, that you could obtain a cosigner (family member) and thereby qualify for an fha loan. in that case, all income would be considered in determining what you'd qualify for. if that's a possibility, discuss it with your family members to see if it's viable.
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George M. Akerley
Loan Consultant
860-221-5044 |
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