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Icon Mini Profile jonunderwood007





Joined: 03 Sep 2009

Posts: 38

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Post Posted: Fri Sep 04, 2009 4:35 am    Post subject: credit card
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How long does it take to get a credit card after Chapter 7, bankrupcy??
Icon Mini Profile savior70





Joined: 25 Mar 2009

Posts: 1895
Location: Florida
261.84 Dollars($)
Post Posted: Fri Sep 04, 2009 6:37 am    Post subject:
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Hi,

Creditors consider you credit-worthy after 2-3 years of getting a discharge from chapter 7 bankruptcy. However, some companies may still offer you credit cards with lower limits immediately after a bankruptcy discharge. But you'll have to pay exorbitant fees and interest rate on such credit cards. The best thing is to repair your credit after bankruptcy before applying for a credit card or any other debts.
Icon Mini Profile ross090909





Joined: 04 Sep 2009

Posts: 82

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Post Posted: Fri Sep 04, 2009 11:29 am    Post subject:
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Ideally after 2 years from chapter 7 bankruptcy gets credit cards.
Icon Mini Profile Garysnober





Joined: 17 Mar 2009

Posts: 450

15.29 Dollars($)
Post Posted: Fri Sep 04, 2009 7:29 pm    Post subject:
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Just depends but usually after 2-3 years and you have proved your self worthy again.
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