---

Charged off

Author	Message
	Add to del.icio.us Add to YahooMyWeb Add to Simpy Add to BlinkList
Raindrops Guest	Posted: Mon Nov 28, 2011 12:12 am    Post subject: Charged off Like 0 Dislike 0 Hello everyone. I have 2 credit cards that were opened in my name. Let me mention that I got divorced 3 years ago and the decree says that my ex will pay for them. However, she hadn't made any payments till date. And now the cards has been charged off and sent to collections. What options do I have to resolve this situation and get them off my credit report? _________________ Need help choosing the right loan? Get free consultation from community lenders/consultant
Niicss Joined: 03 Oct 2005 Posts: 4834 Location: New Jersey 508.88 Dollars($)	Posted: Mon Nov 28, 2011 12:40 am    Post subject: Like 0 Dislike 0 Unless the cards are paid off, you won't be able to get rid of the debt. Moreover, like any other negative item, the charged off accounts will also remain in your credit report for the next 7 years. However, as your divorce decree states that your ex needs to pay off the loan, it will be better if you could take legal actions against her so that she pays off the debts. _________________ Good is the Enemy of Great.
joshuaheckathorn Joined: 09 Feb 2010 Posts: 106 Location: Seattle, WA 18.81 Dollars($)	Posted: Mon Nov 28, 2011 10:09 am    Post subject: Like 0 Dislike 0 The divorce decree doesn't trump the fact that you're still the account holder. Your contract with the credit issuer is what ultimately makes you legally responsible for the debt; however, you can certainly hire a lawyer and go after your Ex for damages. _________________ Creditnet.com: Compare the best credit cards and apply securely online.

Quick Reply
Your Name
Subject
Image Verification	Enter the code above here : Can't read the image? click here to refresh
Message body

All times are GMT - 7 Hours

Page 1 of 1

---

We have chosen to apply the Creative Commons Attribution License to all works we publish. This work is licensed under cc by 2.0