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Credit Score

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hanth23 Joined: 22 Jul 2007 Posts: 23 11.08 Dollars($)	Posted: Sun Jul 22, 2007 6:05 am    Post subject: Credit Score Like 0 Dislike 0 How is a "Credit Score" computed.
sara Moderator Joined: 05 Jul 2006 Posts: 2645 Location: New Brunswick, New Jersey 488.43 Dollars($)	Posted: Mon Jul 23, 2007 1:02 am    Post subject: RE: compute score Like 0 Dislike 0 Hi hanth, Credit scores are calculated by the credit bureaus. The bureaus go through your credit report and then determine the scores based on how you have been managing your debts all throughout. The scores are calculated on the basis of methods known as the Scoring models. For instance, the FICO score is determined on the basis of the FICO Scoring model. similarly there are various other scores which are calculated by using diffrent scoring models. Take Care _________________ Find me at FB: http://www.facebook.com/people/Sara-Jones/100002976822020
Niicss Joined: 03 Oct 2005 Posts: 4770 Location: New Jersey 499.28 Dollars($)	Posted: Mon Jul 23, 2007 2:43 pm    Post subject: Like 0 Dislike 0 Credit score is computed after taking many factors into consideration such as: Outstanding Debts Types of credit in use What is the average balance on debts? Payment History Credit History Amount of new credit _________________ Good is the Enemy of Great.
miller_st Joined: 17 Jan 2007 Posts: 918 168.95 Dollars($)	Posted: Wed Aug 15, 2007 3:59 pm    Post subject: Like 0 Dislike 0 This page explains how credit scores are determined, you should go through it - http://atg.wa.gov/askcolumn.aspx?&id=11934

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