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Dispute letter

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Magnolia

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Post Posted: Tue Jan 24, 2012 2:05 am    Post subject: Dispute letter
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I need to know whether the dispute letter be sent to the concerned person through certified mail? Also if you have been sued by collection agency, would it be a good idea to dispute the items in question before hand?
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Icon Mini Profile sabrinatoss
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Post Posted: Tue Jan 24, 2012 2:29 am    Post subject: Hello magnolia,
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As far as know disputing a collection account will change the date the account was last reported on the bureaus.

Idea

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Icon Mini Profile jerry
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Post Posted: Tue Jan 24, 2012 2:51 am    Post subject:
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Hi Magnolia,

In my opinion, yes, the dispute letter should be sent by certified mail. If you have been already sued by the collection agency, then I feel it's quite late for you ask for a debt validation. It would have been better if you could have asked for a debt validation before they had sued you.

Thanks,

Jerry
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