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Need a loan but have 582 credit score

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jawjapch1 Joined: 09 Mar 2010 Posts: 1 1.25 Dollars($)	Posted: Wed Mar 10, 2010 6:04 pm    Post subject: Need a loan but have 582 credit score Like 0 Dislike 0 Hello Everyone! Does anyone know of a lender who will give a first time home buyer a loan if they have a 582 credit score? I appreciate the help. Jerry
smithsussane Joined: 18 Sep 2008 Posts: 10020 Location: Alaska 917.78 Dollars($)	Posted: Wed Mar 10, 2010 8:41 pm    Post subject: Like 0 Dislike 0 Hi jawjapch! Welcome to forums! It would be difficult for you to get a loan with a credit score of 582. You may look out for FHA loans but they are available at a minimum credit score of 600-620. Also, you shouldn't have much negative item in your credit report in order to qualify for FHA loan. You can check out some simple steps in order to improve your credit score: http://www.mortgagefit.com/credit-rating/credit-repair.html Once your credit score improves, you can start applying for FHA loans. Feel free to ask if you've further queries. Sussane

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