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greg8643 · Joined: 02 Jun 2009 Posts: 1 1.40 Dollars($)

I want to refi. and no one will help I use to have great credit six months ago everything fell apart now im tring hard to fix all my debt. my husband passed away three yrs. ago and now things just caught up to me i have two small children my credit score is very low is there any help for me?

Realgeni · Joined: 13 Apr 2009 Posts: 1434 99.76 Dollars($)

Greg8643,

Welcome to the forum. have you called your current lender and aksed them if they are able to help you with the modification of your loan.

Also write financial hardship letter to lender explaing them yoru situation.
You can fidn a sample hardship letter on this forum,
http://www.mortgagefit.com/problems/hardship-letter.html

Also we have lot of lenders on this forum see if they can help.

Also in the mean time see if you can improve your credit by makign payemnts on time and by not applyaing for any new credit cards and loans.

Realgeni
-Good credit is easy to achieve, as logn as you use it responsibly.

brian3 · Joined: 09 Jun 2009 Posts: 80 21.31 Dollars($)

Greg your details are vague. To find out if you would be qualified a lender needs credit score, income documentation, property details, etc. Just because you have blemished credit does not mean you are not eligible!

Guest

We offer both secured and unsecured loans at an unbelievable 0.5% monthly.

eric1 · Posted: Thu Oct 08, 2009 5:12 am Post subject:

There ARE lenders who will work with you even if you have a low score. However, they typically would shy away if you have been late paying your mortgage.

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