good credit score low income reported ??

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Icon Mini Profile cclue2




Joined: 09 Aug 2009

Posts: 3

1.86 Dollars($)
PostPosted: Sun Aug 09, 2009 5:14 pm    Post subject: good credit score low income reported ??

i have a good score i earn good but its all cash now i didnt report all income can i ammend my taxes get the loan for fha or is thier anything i can do i have down payment and all just the income that is my problem please give me advice
Icon Mini Profile adonis
adonis



Joined: 22 Oct 2005



Posts: 4719
Location: ALASKA
255.10 Dollars($)
PostPosted: Sun Aug 09, 2009 8:04 pm    Post subject:

Hi cclue,

If you have a good credit score, then you can definitely apply for a loan. If you want a FHA loan, the minimum credit score that you require is 620. For conventional loans, you need a credit score of 720-740. As far as income is concerned, you must be having your pay stubs with you. The lender would take a look at your pay stubs and then consider your request for a loan.

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