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arya310706 · Joined: 29 Jul 2009 Posts: 48 0.09 Dollars($)

What is the highest credit score and how to achieve it?

appletongary · Joined: 09 Aug 2009 Posts: 20 0.00 Dollars($)

It is 850. but very difficult to achieve. also one needs to see ones credit report closeley as there may be some unwanted reported incidents which may be reducing credit score unnecessarily.

you can improve by paying your debts on time.

Realgeni · Joined: 13 Apr 2009 Posts: 1434 99.76 Dollars($)

Highest you cna hev is 850. The highest I have seen is 842 for some one.

Your credit score and report is based on the following

35% is based on payment history
30% Amount you owed
15% length of history
10% New credit
10% on types of credit

So if you start from top to down on the list, you will be on agood track to achive the best possible score. It is journey, you need discipline and patience

good luck and feel free to ask