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porshet · Joined: 30 Aug 2009 Posts: 1 1.36 Dollars($)

what source do you pull credit from and what score do i need to get the best rate?

sunnyca2009 · Joined: 04 Aug 2009 Posts: 1731 35.55 Dollars($)

There are three credit reportign agencies you can get yoru credit score from

Equifax
TransUnion
Experian

All provide credit report and credit score

lenders check all the reports

To get th best rate you need score above 740 in this market alogn with low Debt to Income ratio, good source of income and atleast 2years of employment history

JKennedySLG · Posted: Mon Aug 31, 2009 10:01 am Post subject:

720+ Credit Score will put you in position to obtain the best Interest Rate possible via FHA. As stated above, going conventional we would be looking for a 740+ credit score to obtain the best Interest Rate. I hope this helps...

catharin9 · Joined: 14 Jul 2009 Posts: 168 -0.14 Dollars($)

740 is good enough credit score

nelsoncarolyn1946 · Joined: 03 Sep 2009 Posts: 38 0.00 Dollars($)

to qualify for the best interest rates on a home mortgage loan, you’ll probably need a credit score of 760 or higher.

Garysnober · Joined: 17 Mar 2009 Posts: 450 15.29 Dollars($)

750+ they will get an average score from the 3 different reports to give you a middle score in which they will use.

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what credit score do i need