How to retain living in my home after my girlfriends death

gjk1460 · Joined: 31 Mar 2008 Posts: 4 3.01 Dollars($)

My Girlfriend of 7 yrs & i purchased a home, do to a low credit score she & my mom were on the mortgage we refinanced with only my girlfriends name on the mortgage we never married & she ended up in bankruptcy on the home i have a quick claim deed on the home from the start she passed away from cancer with no disputes on the home though im not on the mortgage im on the deed what are some of the recourses i can take to work with the mortgage co & court since its my only home now.

larry · Joined: 27 Jun 2007 Posts: 3058 429.16 Dollars($)

Hi,

Welcome to the forum.

Do you want the property? If so then you will have to take the mortgage on your name. So talk to the lender ASAP.

But if you don't want the home then try out short sale. Short sale is far better than DIL or foreclosure.

Feel free to ask if you have any farther questions.

Best of luck,
Larry

jheard · Posted: Tue Apr 01, 2008 7:54 am Post subject:

You can either assume the mortgage or sell the house. Talk to the lender about assuming the mortgage.

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