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 gjk1460
Joined: 31 Mar 2008
Posts: 4
3.03 Dollars($)
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 Posted: Mon Mar 31, 2008 7:36 am Post subject: How to retain living in my home after my girlfriends death |
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| My Girlfriend of 7 yrs & i purchased a home, do to a low credit score she & my mom were on the mortgage we refinanced with only my girlfriends name on the mortgage we never married & she ended up in bankruptcy on the home i have a quick claim deed on the home from the start she passed away from cancer with no disputes on the home though im not on the mortgage im on the deed what are some of the recourses i can take to work with the mortgage co & court since its my only home now. |
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larry
Joined: 27 Jun 2007
Posts: 3328
474.49 Dollars($)
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| Posted: Mon Mar 31, 2008 9:53 pm Post subject: |
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Hi,
Welcome to the forum.
Do you want the property? If so then you will have to take the mortgage on your name. So talk to the lender ASAP.
But if you don't want the home then try out short sale. Short sale is far better than DIL or foreclosure.
Feel free to ask if you have any farther questions.
Best of luck,
Larry |
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jheard
Moderator
Joined: 12 Dec 2007
Posts: 599
Location: Houston, TX
98.69 Dollars($)
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| Posted: Tue Apr 01, 2008 7:54 am Post subject: |
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| You can either assume the mortgage or sell the house. Talk to the lender about assuming the mortgage. |
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