Hard Collection Companies

banker0679 · Posted: Sat Jun 21, 2008 8:15 pm Post subject:

Please stay on topic of the thread & forum.

Please use http://www.mortgagefit.com/annoucements/index.html for all unrelated side conversations.

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Guest

collectiom agencies make alot of threata. don't talk to them or give tnem any personal inf, place of employment, bank numbers, ask for everything in writing, including letter sent return receipt for validation of debt.
If you get a warrant, check local court for docket @ - Igot 2 and neither was listed , but keep every bit of paperwork - never, never talk to them - write a letter, always send certified of return receipt, most can never validate debt, also call the creditor yourself and see if you can work things out there. I have notified the CEO's of each debt I have, the AG, the FTC, the BBB and the Consumer Advocate. Never, never disclose info and never speak on the phone or make payments. Every agency I have dealt with is worse then the one before. Good luck, seems one this happens it never ends,

Guest

the day a debt collector sick a dog on me is the day his dog is deceased.the statue of limitation in your state please check.know the law that is all you need.debt collectors are full of shit,they will frighten you if you let them.by the way they better not show up at my house.fair debt act,ftc,state attorney general.try there web site

msnover92571 · Posted: Tue Feb 10, 2009 11:55 am Post subject:

I though the same thing till i come across this and read it. Thanks

manoj_gopale · Joined: 16 Feb 2009 Posts: 481 0.49 Dollars($)

if you are a first time borrower and you are behind your payments then these collection agencies will make sure that you pay them by any means.
Why ?? because the person who is first time borrower is generally illiterate (yes i have used the right word) when it comes to the legal aspects or financial aspects.

So they took the undue advantage of the ignorance of the person about legal matter.

needless to say that one should not fall pray to their hook or crook attempt and continue with the legal talk....... Wink

geauxkw · Joined: 28 Mar 2009 Posts: 4 2.35 Dollars($)

i have some charge offs on my credit. none have been active in over 4 years. i made an attempt to pay all of them off anyways. when we pulled my credut for my house, we noticed none were bn reported, but this one company has been bugging me. i set up a payment plan, been paying for 5 months, and alas, no report. what do i need to do?

adonis · Posted: Mon Mar 30, 2009 12:25 am Post subject:

Welcome geauxkw,

You'll have to contact the creditor and ask him to report the payments to the credit bureaus. Once he does so, your credit score would improve.

gunzijjistaff · Joined: 07 Apr 2009 Posts: 458 6.91 Dollars($)

Hi geauxkw

It is better you start a new thread than hijacking this thread.I hope you got my point and thus will not interrupt the flow of this discussion.

Thanks & regards

gmakerley · Posted: Fri May 01, 2009 8:42 am Post subject:

gunzi, once again you are out of order! what is going on with you? in no way did geauxkw "hijack" this thread. you need to get your act together and quickly.

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