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risk in mortgage

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Edmund Guest	Posted: Tue Jul 05, 2005 10:57 pm    Post subject: risk in mortgage Like 0 Dislike 0 how does a mortgage company judge the risk involved in giving mortgage?
Jessica Community Mentor Joined: 08 Jun 2004 Posts: 808 Location: OHIO 435.83 Dollars($)	Posted: Tue Jul 05, 2005 11:35 pm    Post subject: RE: Like 0 Dislike 0 Hi Edmund A mortgage company appoints underwriters whose job is to find out if there is any risk in the mortgage deal. An underwriter checks that his company does not make loans which may hamper its reputation or which cannot be sold to investors in the secondary mortgage market. An underwriter analyses the property value, borrower's credit report, his ability and willingness to repay the loan. Wish to hear from you soon. Regards, Jessica.
dilipgagare Joined: 26 Mar 2009 Posts: 58 0.01 Dollars($)	Posted: Tue May 05, 2009 8:53 am    Post subject: Like 0 Dislike 0 Hi, Its good question. Risk in moratage means the possibility that a mortgagor will fail to make timely principal and interest payments in accordance with the terms of the mortgage Examples: currency risk, inflation risk, principal risk. Mortage company find house-price appreciation, credit-risk modeling and more. Regards Dilip

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