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Icon Mini Profile fab5cobbs





Joined: 19 Jul 2006

Posts: 2

0.54 Dollars($)
Post Posted: Wed Jul 19, 2006 1:34 pm    Post subject: information
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my mother died and she did a quit claim deed of her property which still has a mortgage which i have been paying what rights do i have and will my name appear on the title
Icon Mini Profile tjc





Joined: 28 Sep 2006

Posts: 2

1.79 Dollars($)
Post Posted: Thu Sep 28, 2006 10:50 am    Post subject: loan for mobile home?
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My daugher located a 1995 Titan mobile home for sale through a realtor. It is not on a foundation. It is in excellent condition. We talked the owner down to $39,500. The lot rental is $400 a month. My daughter has poor credit, but she can afford that fee and a mortgage payment on that small of an amount. I have excellent credit (760) and may be willing to co-sign (is that even possible?). I cannot seem to locate a lender who will help with a mortgage. They all tell me we must own the land, or it needs a foundation, or must be a double wide (it is a single). Please advise ASAP!
Icon Mini Profile colin
colin
Moderator



Joined: 30 Jun 2006

Posts: 582
Location: Waltham, Massachusetts
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Post Posted: Thu Oct 05, 2006 10:42 am    Post subject:
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Hi Tjc,

Your question has been answered on this page, kindly have a look :
http://www.mortgagefit.com/know-how/about5195.html

Thanks
Colin
Icon Mini Profile jbarto65





Joined: 04 Nov 2007

Posts: 622

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Post Posted: Fri Mar 14, 2008 3:32 am    Post subject:
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Most of the time the lenders will say that the double wides have to have a foundation under them also or have the towing tongue removed so that you can not move it. Our double wide finally got classified as a single family home instead of a mobile home but we had to remove the towing tongues.
Icon Mini Profile taram





Joined: 11 Nov 2008

Posts: 1

1.24 Dollars($)
Post Posted: Tue Nov 11, 2008 8:22 pm    Post subject:
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we are 4 months behind on our mortgage is there any help for us before it is foreclosed on
Icon Mini Profile lynnbrown
lynnbrown




Joined: 24 Mar 2009

Posts: 7
Location: Paso Robles, CA
3.79 Dollars($)
Post Posted: Tue Mar 24, 2009 9:32 pm    Post subject: 4 months behind on mortgage payments
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Taram, Sorry to hear that - you might want to consider a Loan Modification. Without knowing your complete details, do a search on this forum for Loan Modification to get complete details.

You first would want to contact your lender. Most lenders today have a Loan Modification department. So give them a call ..... they may be able to do something to help you save your home.

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Committed to helping you and your family find solutions to your real estate finance needs
www.lb3solutions.com
Icon Mini Profile captcharwp007
captcharwp007




Joined: 29 Aug 2009

Posts: 31

0.11 Dollars($)
Post Posted: Thu Sep 17, 2009 7:02 am    Post subject: hi
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yes taram contact with your lender they surely have some modification team, they will sure help you in this regard. thanks
Icon Mini Profile sunnyca2009





Joined: 04 Aug 2009

Posts: 1731

35.55 Dollars($)
Post Posted: Sat Sep 26, 2009 8:49 pm    Post subject:
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Best option as every one suggested conatct yorulender and ask for loan modification and theymay be able tohelp you with lowerign your interest and lowerign your monthly payment
Icon Mini Profile johnvalley71





Joined: 06 Oct 2009

Posts: 13

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Post Posted: Sun Oct 11, 2009 4:24 pm    Post subject:
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yes taram
contact with your lender as soon as possible, They will finally tell you about your problems solution.

Regards
Icon Mini Profile enoughdollars





Joined: 30 Nov 2009

Posts: 4

1.53 Dollars($)
Post Posted: Sat Feb 20, 2010 1:52 pm    Post subject:
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tell me how i can delete my account from this forum. so i will no longer get emails from it
Icon Mini Profile oswingrant





Joined: 13 Mar 2010

Posts: 57

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Post Posted: Thu Jul 08, 2010 6:45 pm    Post subject: quit claim deed
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You may get your name on the title with your mom, but it does not mean that you will get it on the mortgage loan note, depending on what paper work you completed. you can supply of paperwork showing that you are the executor of your mom's estate, along with the quit claim deed and supply to your mom's lender and see if they want to add your name, if not, the will at least add you as an authorized person to make decisions on the loan.
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Your Mortgage Crisis Can be Fixed!
Icon Mini Profile garyjones0786





Joined: 08 Aug 2010

Posts: 1

1.17 Dollars($)
Post Posted: Sun Aug 08, 2010 2:01 am    Post subject: Debt management or consolidation in Australia
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Debt Consolidation is the process of bringing together ones debts from various sources, amalgamating or consolidating them into one single debt usually at a lower rate of interest. The resultant single debt is also known as a debt consolidation loan.
----------------------------------------------
Gary
Debt Bankruptcy
Icon Mini Profile sharletsweb123





Joined: 23 Aug 2010

Posts: 3

1.64 Dollars($)
Post Posted: Mon Aug 23, 2010 3:54 pm    Post subject:
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Found out my mother is not on the deed or the loan. But grandfather is passed... Now now can she refinance or get lowered payments for the house. They wont talk to her about it cause she is not the owner... But we have been making payments to the loan... We are now 4,000 past due and I want to understand how we can save our home and get this house to be in our names at least to talk to the lender to get some qualifications... or at least some insight.
Icon Mini Profile captcharwp007
captcharwp007




Joined: 29 Aug 2009

Posts: 31

0.11 Dollars($)
Post Posted: Mon Sep 13, 2010 8:00 am    Post subject: Hi taram
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yes . You can claim Your mothers property
Icon Mini Profile pnklady53





Joined: 15 Oct 2010

Posts: 2

1.28 Dollars($)
Post Posted: Fri Oct 15, 2010 12:12 pm    Post subject: earnest money
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my sons (he is the buyer) real estate agent made a mistake. He had 20 days to send in appraisal and what he would like to have fixed. His agent told him after they had gotten the inspection to wait until the appraisal came in and then she would sent both appraisal and request for having items fixed. Instead of 20 days it was 27 days and the sellers state they are keeping the $1000 earnest money d/t breach of contract. They refused to come down on price and fix anything. It was his agents fault on holding up sending in inspection report and it was also Chase banks fault for holding up the appraisal. Who is responsible for the earnest money--would his real estate agent be responsible for getting it back and if sellers refuse--would repaying the earnest money to my son, come out of her pocket since she was the "PROFESSIONAL" and held off sending in the inspection? PLEASE HELP ASAP!! THANK YOU
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