Posted: Sat Aug 22, 2009 1:39 pm Post subject: Chapter 13 dismissal
My ex-husband filed for chapter 13 bankruptcy about a year ago. I am joint on one of the accounts still, even though it was awarded to him in the divorce. i received a letter saying that the bankruptcy was dismissed. will the creditor come after me now?
If the account was awarded to your ex-husband during the divorce settlement, you need to inform the creditor about that. As the account was awarded to him, I don't think you would be held responsible for the payments.
Thanks
Stacye Guest
Posted: Wed Aug 26, 2009 3:53 pm Post subject: Dismissal
I motioned to have my chapter 13 voluntarily dismissed and it was done. Will I lose my car which I owe and and obtained with a false ssn, can i file for chapter 7 and how long can i do this
As your Chapter 13 bankruptcy filing has been dismissed, the car lender can now claim the dues from you and sue you for the debts. As far as the false ssn number is concerned, this could be considered as a fraud and a lawsuit can be filed against you.
You can definitely file Chapter 7 bankruptcy. You should contact your bankruptcy attorney and check out what you need to do in this regard.
Thanks
Retheah Guest
Posted: Thu Aug 27, 2009 2:13 pm Post subject: thanks
Thanks for the help guys, hopefully I can get this ironed out and I'll let you know how it works out.
mary Guest
Posted: Wed Sep 02, 2009 8:32 am Post subject: too much equity
we were making an average of about 1000 more per month for the period when we filed chapter 13;we presented all vehicles and property when we filed;now my lawyer says we have too much equity and make too much;coutr ordered payment is abt 75% of our income.do i have any options?
If you've too much equity in the property, you won't be able to file Chapter 7 bankruptcy. But it won't bar you from filing Chapter 13 bankruptcy. As far as your payments are concerned, it will depend upon your financial situation. Your lender would check your financial situation and based on that he would give you a repayment plan. This will help you in paying off the dues within 3-5 years.
It is better to reaffirm the loan before your bankruptcy is discharged by the court. Once the bankruptcy is discharged, it would be difficult for you to reaffirm the loan. In such a situation, you'll have to reopen your bankruptcy and get the loan reaffirmed. _________________ Procrastination is the enemy of your financial sucess
yolanda tyler Guest
Posted: Mon Sep 14, 2009 4:16 pm Post subject: 1st hearing was dismissed
i went to court for the 1st time on last tuesday and recived notice today that it was dismissed due to some errors not of my own. can these errors be corrected by the confirmation hearing or has it been dismissed completely
If your bankruptcy has been dismissed by the court, then you will have to re-file your bankruptcy. You can contact your bankruptcy attorney and he would let you know what steps you need to take in this regard.
Thanks
Linda Kuester Guest
Posted: Mon Sep 28, 2009 10:28 am Post subject: Bankrupcy dismissel and Judgement
I filed bankrupcy over 2 years ago after my husband passed away-have a judgement from South Dakota and collection agency there-I took both courses one before and one after s0 I thought bankrupcy had gone through-never informent it was dismissed-I have no assests except car that i still owe on and personal household item and clothes-I recieve a SS check of $608 a month and about $360 in self employment-can they take anything from me in Nebraska-do I need to see a lawyer and can I file again? Thanks
As your bankruptcy was dismissed, your creditors can sue you for the debts. However, as far as I know, your creditors will not be able to garnish your social security income. If you want to file bankruptcy again, you can contact an attorney and take his opinion. I don't think you would face any issues while filing bankruptcy again.
devidas_padir
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