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Retheah
Guest
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Post subject: Chapter 13 dismissal |
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| My ex-husband filed for chapter 13 bankruptcy about a year ago. I am joint on one of the accounts still, even though it was awarded to him in the divorce. i received a letter saying that the bankruptcy was dismissed. will the creditor come after me now? |
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devidas_padir
Joined: 01 Mar 2009
Posts: 49
6.41 Dollars($)
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Post subject: |
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| I suppose you will be liable to pay the debts and dues on that account only. Please contact the attorney for what is stated in the divorce statement. |
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jameshogg
Joined: 20 Dec 2005
Posts: 10164
Location: Nevada
944.24 Dollars($)
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Post subject: |
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Hi Retheah,
If the account was awarded to your ex-husband during the divorce settlement, you need to inform the creditor about that. As the account was awarded to him, I don't think you would be held responsible for the payments.
Thanks |
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Stacye
Guest
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Post subject: Dismissal |
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| I motioned to have my chapter 13 voluntarily dismissed and it was done. Will I lose my car which I owe and and obtained with a false ssn, can i file for chapter 7 and how long can i do this |
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jameshogg
Joined: 20 Dec 2005
Posts: 10164
Location: Nevada
944.24 Dollars($)
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Post subject: |
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Hi Stacye,
As your Chapter 13 bankruptcy filing has been dismissed, the car lender can now claim the dues from you and sue you for the debts. As far as the false ssn number is concerned, this could be considered as a fraud and a lawsuit can be filed against you.
You can definitely file Chapter 7 bankruptcy. You should contact your bankruptcy attorney and check out what you need to do in this regard.
Thanks |
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Retheah
Guest
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Post subject: thanks |
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| Thanks for the help guys, hopefully I can get this ironed out and I'll let you know how it works out. |
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mary
Guest
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Post subject: too much equity |
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| we were making an average of about 1000 more per month for the period when we filed chapter 13;we presented all vehicles and property when we filed;now my lawyer says we have too much equity and make too much;coutr ordered payment is abt 75% of our income.do i have any options? |
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smithsussane
Joined: 18 Sep 2008
Posts: 10045
Location: Alaska
921.83 Dollars($)
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Post subject: |
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Hi mary!
Welcome to forums!
If you've too much equity in the property, you won't be able to file Chapter 7 bankruptcy. But it won't bar you from filing Chapter 13 bankruptcy. As far as your payments are concerned, it will depend upon your financial situation. Your lender would check your financial situation and based on that he would give you a repayment plan. This will help you in paying off the dues within 3-5 years.
Feel free to ask if you've further queries.
Sussane |
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captcharwp007
Joined: 29 Aug 2009
Posts: 31
0.11 Dollars($)
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Post subject: hi guest |
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Dorothy
Guest
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Post subject: left out |
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| If I forgot to reaffirm a loan when filing can it be reaffirmed at the 341 meeting? |
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adonis
Joined: 22 Oct 2005
Posts: 10267
Location: ALASKA
1046.07 Dollars($)
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Post subject: |
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Welcome Dorothy,
It is better to reaffirm the loan before your bankruptcy is discharged by the court. Once the bankruptcy is discharged, it would be difficult for you to reaffirm the loan. In such a situation, you'll have to reopen your bankruptcy and get the loan reaffirmed.
_________________
Procrastination is the enemy of your financial success |
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yolanda tyler
Guest
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Post subject: 1st hearing was dismissed |
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| i went to court for the 1st time on last tuesday and recived notice today that it was dismissed due to some errors not of my own. can these errors be corrected by the confirmation hearing or has it been dismissed completely |
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jameshogg
Joined: 20 Dec 2005
Posts: 10164
Location: Nevada
944.24 Dollars($)
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Post subject: |
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Hi yolanda,
If your bankruptcy has been dismissed by the court, then you will have to re-file your bankruptcy. You can contact your bankruptcy attorney and he would let you know what steps you need to take in this regard.
Thanks |
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Linda Kuester
Guest
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Post subject: Bankrupcy dismissel and Judgement |
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| I filed bankrupcy over 2 years ago after my husband passed away-have a judgement from South Dakota and collection agency there-I took both courses one before and one after s0 I thought bankrupcy had gone through-never informent it was dismissed-I have no assests except car that i still owe on and personal household item and clothes-I recieve a SS check of $608 a month and about $360 in self employment-can they take anything from me in Nebraska-do I need to see a lawyer and can I file again? Thanks |
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smithsussane
Joined: 18 Sep 2008
Posts: 10045
Location: Alaska
921.83 Dollars($)
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Post subject: |
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Hi Linda!
Welcome to forums!
As your bankruptcy was dismissed, your creditors can sue you for the debts. However, as far as I know, your creditors will not be able to garnish your social security income. If you want to file bankruptcy again, you can contact an attorney and take his opinion. I don't think you would face any issues while filing bankruptcy again.
Feel free to ask if you've further queries.
Sussane |
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