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DWILL
Guest
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 Posted: Fri Oct 30, 2009 11:58 pm Post subject: |
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| I'm currently on chapter 13 for 26 months. I spoke with my lawyer about how much longer we had to she stated that we could apply for chapter 7. The only thing is I have a car and house that are no paid for. I'm update on my house but owe 900.00 more on my car. The lien holder on the car may not except the chapter 7. I'm afraid he will come and pick up my car. I'm okay with my house they will probably continue to let us pay our normal mortgage payment. I live in tennessee, I've sort of had bad experiences with the chapter 13(lawyer). I want file because all I have left is credit cards and misc. stuff. |
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Kimberlyh.
Guest
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| Posted: Sat Oct 31, 2009 2:17 pm Post subject: Chapter 13 bankruptcy dismissed |
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| My bankruptcy was dismissed 2yrs ago and when i pulled my credit report 2 days ago it showed me with a zero balance. How would that effect me with my creditors that i had made arrangements with thru my bankruptcy? |
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 jameshogg
Joined: 20 Dec 2005
Posts: 4291
Location: nevada
509.34 Dollars($)
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| Posted: Sun Nov 01, 2009 10:56 pm Post subject: |
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Hi,
To DWILL,
You can contact a bankruptcy attorney and convert your Chapter 13 bankruptcy into Chapter 7. He will tell you what steps you need to take in this regard.
To Kimberlyh,
If your bankruptcy is dismissed, then you still owe your debts to the debtors if you've not cleared it. The arrangements that you had made during the bankruptcy would be considered as null and void as it was dismissed.
Thanks |
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