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DWILL
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Post subject: |
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| I'm currently on chapter 13 for 26 months. I spoke with my lawyer about how much longer we had to she stated that we could apply for chapter 7. The only thing is I have a car and house that are no paid for. I'm update on my house but owe 900.00 more on my car. The lien holder on the car may not except the chapter 7. I'm afraid he will come and pick up my car. I'm okay with my house they will probably continue to let us pay our normal mortgage payment. I live in tennessee, I've sort of had bad experiences with the chapter 13(lawyer). I want file because all I have left is credit cards and misc. stuff. |
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Kimberlyh.
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Post subject: Chapter 13 bankruptcy dismissed |
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| My bankruptcy was dismissed 2yrs ago and when i pulled my credit report 2 days ago it showed me with a zero balance. How would that effect me with my creditors that i had made arrangements with thru my bankruptcy? |
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jameshogg
Joined: 20 Dec 2005
Posts: 10164
Location: Nevada
944.24 Dollars($)
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Hi,
To DWILL,
You can contact a bankruptcy attorney and convert your Chapter 13 bankruptcy into Chapter 7. He will tell you what steps you need to take in this regard.
To Kimberlyh,
If your bankruptcy is dismissed, then you still owe your debts to the debtors if you've not cleared it. The arrangements that you had made during the bankruptcy would be considered as null and void as it was dismissed.
Thanks |
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Marge Powers
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Post subject: Bankrupcy Release |
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I have paid my Bankruptcy obligations for 2 1/2 years at $150 per month. However, since I retired at age 75, I only have a fixed income of $1600 and do not have the resources to make any more payments. After 4 months of my not paying my obligation to the Courts, my bankruptcy has been released. I am in the process of applying for welfare, and since I retired, financially i have no way I can make any payments. What's the worst possible thing that could happen. Do they still have debtor's prison??????
I appreciate your advice. |
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Fl Walker
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Post subject: Awaiting discharge |
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| What happens if I sell my property (land) before chapter7 discharge. I yet owe installment fees to the attorney and courts? |
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smithsussane
Joined: 18 Sep 2008
Posts: 10045
Location: Alaska
921.83 Dollars($)
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Post subject: |
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Hi!
Welcome to forums!
To Marge,
If you do not pay your obligations to the court, there are chances that your bankruptcy would be dismissed. Thus, the lender will get the rights to foreclose the property. It will affect your credit and you would be liable to clear off the deficient amount resulting from the foreclosure sale.
To Fl Walker,
I don't think you would be able to sell off your property before your Chapter 7 discharge. The property is included in bankruptcy and the trustee will not allow you to sell it off.
Feel free to ask if you've further queries.
Sussane |
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Black Cat
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Post subject: Dismissal Order |
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| My Chapter 13 was dismissed and I want to know how long will I have to file appeal? |
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smithsussane
Joined: 18 Sep 2008
Posts: 10045
Location: Alaska
921.83 Dollars($)
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Hi Black Cat!
Welcome to forums!
You will be able to refile bankruptcy immediately after it's dismissed. You should contact your bankruptcy attorney and check out his opinion in this regard.
Sussane |
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deanna reed
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Post subject: ch.13 dismissal for missed/behind payments 3-4 months |
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| deanna what are my options im planning to file a motion to reinstate my ch. 13 to help me save my home. Or try to work something out with the Mortgage co. |
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adonis
Joined: 22 Oct 2005
Posts: 10267
Location: ALASKA
1046.07 Dollars($)
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Hi deanna,
You can contact your bankruptcy attorney and refile Chapter 13 to save your property. This will help you save your property as you'll get a new payment plan to pay off the mortgage dues within 3-5 years.
Negotiating with the mortgage company to get a loan modification can also be a good option to save the property.
_________________
Procrastination is the enemy of your financial success |
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amy steiner
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Post subject: how many times can you file for chapter 13 |
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| i was dismissed |
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smithsussane
Joined: 18 Sep 2008
Posts: 10045
Location: Alaska
921.83 Dollars($)
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Post subject: |
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Hi amy!
Welcome to forums!
As far as I know, you'll be able to refile chapter 13 after it has been dismissed. You should contact your bankruptcy attorney and he will let you know about the steps that you need to take in this regard.
Sussane |
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jessic1214
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| if i fail behind on my payments and my chapter 13 was dismissed. can i refile and add 3 payday loans |
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Niicss
Joined: 03 Oct 2005
Posts: 4772
Location: New Jersey
499.62 Dollars($)
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Post subject: |
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You'll be able to refile your bankruptcy immediately if the court has not barred you from filing it for a certain period of time. Once you refile your bankruptcy, you'll be able to add payday loans to it.
_________________
Good is the Enemy of Great. |
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WINSTON
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Post subject: Dismissed Chapter 13 |
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| My chapter 13 case was dismissed because my attorney and I missed a court date. I was unaware of the court date and my attorney was sick. As a result, my car was repossessed. I immediately contacted my attorney. He acknowledged his mistake and said he would fix it. My car is due for sale tomorrow and the court has not received a motion to re-open. My attorney lied and said he filed a motion he did not. He said even if he had filed the motion, I would not get my car back if my case was re-opened within the time frame I had for the notice of sale from the lien holder. Is that correct or is his yet telling me another lie? |
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