Jessica
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Bankruptcy dismissal-What to do after dismissed bankruptcy

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dstewart54


Guest




Post     Post subject: BK dismissal

There is a possiblity my BK might be dismissed because I was not informed that I would have to give the BK estate my 2009 tax refund. I have spent the tax refund so I can not give the money back. I tried contacting the attorney office that filed my BK and they are not helping me. They said I signed papers stating that $1,000 of my tax refund is exempt. I don't have a copy of the papers.
What do I do? Please help
dstewart54


Guest




Post     Post subject: BK dismissal

See previous sent
Mini Profile  Niicss

Niicss


Joined: 03 Oct 2005
Posts: 4772
Location: New Jersey
499.62 Dollars($)
Post     Post subject:

You can ask your bankruptcy attorney to give you the copy of document which states that your tax refund is exempt. If you get the copy of document, then you can check out with the trustee whether or not your bankruptcy will be dismissed.
_________________
Good is the Enemy of Great.
HollieCC


Guest




Post     Post subject: Help

i filed bk and i stayed with all the payments, until i got bad sick and ill, and i was put in the hospital, and when i was in the hospital they dismissed the case, and they are ready to take my HOUSE, within the next couple of weeks is there anything i can do, im new with bk and i dont know alot of good lawyers in Arkansas, but if anyone has any info i need help fast.
Sad
Mini Profile  sara

sara
Moderator

Joined: 05 Jul 2006
Posts: 2650
Location: New Brunswick, New Jersey
489.32 Dollars($)
Post     Post subject:

Hi HollieCC,

You will have to refile bankruptcy if you want to stop the foreclosure. You must have taken the help of an attorney in order to file your bankruptcy. I would suggest you to have a word with him and refile it.

Take care.

_________________
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lily


Guest




Post     Post subject: chapter 7

what happens when your bankrucy is dismissed do you get the money you paid to the trustee back and if your morgage was never included with the bankrupcy does anything happen with that
Mini Profile  Niicss

Niicss


Joined: 03 Oct 2005
Posts: 4772
Location: New Jersey
499.62 Dollars($)
Post     Post subject:

I don't think you would be able to get back the money you paid to the trustee after your bankruptcy has been dismissed. You can refile the bankruptcy once it is dismissed. Once the bankruptcy is dismissed, the creditors have the rights to sue you for their debts.
_________________
Good is the Enemy of Great.
LSMFT


Guest




Post     Post subject: Dismissed bankruptcy application

Question: At my attorney 's suggestion I applied for personal bankruptcy
in Maryland over 7 years ago. Within a few weeks withdrew petition. It is still showing up on credit reports. What can I do? Bankruptcy was not inacted or dismissed it was withdrawn.
Mini Profile  sara

sara
Moderator

Joined: 05 Jul 2006
Posts: 2650
Location: New Brunswick, New Jersey
489.32 Dollars($)
Post     Post subject:

Hi LSMFT,

As 7 years have passed, the withdrawn bankruptcy should have been removed from your credit report. I would suggest you to contact the credit bureaus and get it removed from your credit report.

Take care.
Mini Profile  serenityservicesofwestmin




Joined: 25 Mar 2010
Posts: 2

1.80 Dollars($)
Post     Post subject: voluntary dismissal of chapter 13 bankruptcy

Hi, I filed bankruptcy in NOvember 07. Due to a bunch of medical bills from 2 hospitalizations that year and I didn't have insurance. I had threats of liens on my home and so forth. I missed 3 mortgage payments tried to catch up but mortgage company refused to accept any further payments. I filed bankruptyc for the medical bills and pending foreclosure of missed payments on mortgage. However, I sold the home a year later, while still in the bankruptcy. Since the house was no longer an issue and bankruptcy no longer needed I asked to have it dismissed in Feb 09. and I set up payments with the remaining creditorss after the year of bankrupcty. now I amtrying to get a mortgage. Most of the creditors are paid off now and some I owe a little bit to but making regular monthly payments. I was told by a lender that I have to wait 4 years after a "dismissed" bankruptcy to be able to apply for a mortgage. Is that true.
Mini Profile  jameshogg

jameshogg


Joined: 20 Dec 2005
Posts: 10170
Location: Nevada
945.05 Dollars($)
Post     Post subject:

Hi,

I've given my suggestions in regards to your query at:
http://www.mortgagefit.com/bankruptcy/dismissedch13-getloan.html#15693 6

Take a look at it. I hope it will help you.

Thanks
CONFUSED


Guest




Post     Post subject: Chapter 13

My chapter 13 was dismiss for failure to pay, i fell into very hard times. Can i refile my bankruptcy under chapter 7?
Mini Profile  Niicss

Niicss


Joined: 03 Oct 2005
Posts: 4772
Location: New Jersey
499.62 Dollars($)
Post     Post subject:

You will be able to file Chapter 7. You need to speak to a bankruptcy attorney in this regard and take the right steps to refile it.
_________________
Good is the Enemy of Great.
Tiffany


Guest




Post     Post subject: Currently in Chapter 13

Currently in Chapter 13 2 years deep, previous chapter 7 filed march 2002, I am wondering if i can have my chapter 13 dismissed and then refile and get a discharge under chapter 7 is there a waiting period?
Mini Profile  adonis

adonis


Joined: 22 Oct 2005
Posts: 10267
Location: ALASKA
1046.07 Dollars($)
Post     Post subject:

Welcome Tiffany,

You will be able to get your Chapter 13 bankruptcy filing dismissed if you do not follow the required rules and guidelines. However, rather than dismissing your case, you can contact your bankruptcy attorney and convert Chapter 13 into Chapter 7.

_________________
Procrastination is the enemy of your financial success
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