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Guest
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 Posted: Thu Nov 17, 2005 4:30 pm Post subject: Approach the lender with unwanted mark in my credit report |
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| I am going to hand over my credit report to the lender for a loan approval. Everything otherwise so far seems to be ok except an unwanted mark in my credit report for some unavoidable reasons. How to come out of it in front of the lender? I need the loan without delay. |
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 Samantha
Community Mentor
Joined: 16 Sep 2005
Posts: 1602
Location: MASSACHUSETTS
149.70 Dollars($)
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| Posted: Thu Nov 17, 2005 4:42 pm Post subject: |
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Hi,
Like anybody else, lenders like people with a genuine and honest approach. If there are some unfavorable remarks in your credit report, you should not try to hide it with some manipulating words.
Instead if you give a letter attached with it mentioning the reasons for that remark then that will favor your appeal. Give him a genuine explanation which will definitely be liked by the lender as this will again prove your honesty which is important in this industry.
An organized and sincere approach will raise the confidence level of the lender for you and you can get your loan approved easily.
God bless you.
For MortgageFit,
Samantha
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Know how to compare lenders with mortgage booklet |
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blue
Joined: 21 Oct 2005
Posts: 1138
Location: MARYLAND
137.84 Dollars($)
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| Posted: Thu Nov 17, 2005 4:51 pm Post subject: |
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Hi,
It is true that an proper explanatory letter can help you with the lender if you had some minor credit problems in the past.
You give detail explanation for that in your letter and if it looks genuine at first sight, then you will definitely get support of the lender.
Regards,
Blue |
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