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wildstorm_films · Joined: 22 Aug 2007 Posts: 130 8.74 Dollars($)

Thanks Samantha. I didn't even know there was alternative credit scoring. Man, can't they just stick with one thing? lol.

evolovik26 · Posted: Mon Aug 27, 2007 9:16 am Post subject:

Here is what you an expect with your score

You will have to have at least 20-30% as a downpayment and you will have to be making enough money to fit the debt to income ratios and in that case you can get a mortgage but expect a 9%++ rate. In any other case you will not likely to get a loan.

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I checked my credit scores today and transunion rated me 641, ecperian 590, and equifax 613. what are my chances af getting a decent loan for a truck

adonis · Posted: Thu Jan 06, 2011 9:01 pm Post subject:

Welcome caroll,

I won't say that your credit scores are excellent, but still you can apply for a truck loan with the local lenders. They will go through your credit situation and income and will let you know whether or not you can get a loan.

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Can I get mortgage at bad credit?