Compare Mortgage Quotes

Refinance Rates for Today

Please enable JavaScript for the best experience.

In the mean time, check out our refinance rates!

Company Loan Type APR Est. Pmt.

Can you use a cosigner to qualify for an FHA loan?

Hello there.

My husband and I are trying to qualify for an FHA loan. My father has offered to co-sign, but I am getting conflicting information.

Here is the scenario:

I am just shy of being approved on my own for the amount we want. Husband has credit issues and cannot qualify. My credit is fine, but I need a bit more income. Husband makes more than enough to qualify us, but his divorce caused a lot of issues.

Father does not live with me, and owns a home, but does not have an FHA mortgage.

Can he be a co-borrower or co-signer or help us at all? Is this a lender choice?

Thank you for your time.

L

brian1's picture
brian1 | Joined: June 14, 2008 05:14 pm | Posts: 0 | Location: New Jersey | 00 Dollars($)

Yes you can use a non occupant co borrower.
You can get a free quote by filling out some contact info at the top of the page.

Good Luck
Brian

Like | Dislike | Share | Posted: Fri, 02/05/2016 - 00:45 | Post subject:

chrisburns's picture
chrisburns | Joined: November 13, 2007 07:04 am | Posts: 0 | Location: New Jersey | 00 Dollars($)

The previous poster is correct. He won't have a problem as a non occupant co borrower.

Like | Dislike | Share | Posted: Fri, 02/05/2016 - 00:45 | Post subject:

gmakerley's picture
gmakerley | Joined: November 9, 2007 07:36 am | Posts: 0 | Location: New Jersey | 00 Dollars($)

i agree with both chris and brian. assuming your dad is adequately qualified you'll likely have no difficulty in obtaining a mortgage with him as co-signer.

Like | Dislike | Share | Posted: Fri, 02/05/2016 - 00:45 | Post subject:

Anonymous's picture
Anonymous | Joined: June 8, 2004 01:06 am | Posts: 0 | Location: New Jersey | 00 Dollars($)

I make about 100K a year but have a real estate investing bankruptcy on my credit. We are planning to take a loan out in my wifes name but she only makes enough to get approved for 150K loan. The loan we want is 200K. If we got a co signer, (father with excellent credit) would it be possible to get the loan for 200K? Thanks

Like | Dislike | Share | Posted: Fri, 02/05/2016 - 00:45 | Post subject:

gmakerley's picture
gmakerley | Joined: November 9, 2007 07:36 am | Posts: 0 | Location: New Jersey | 00 Dollars($)

visitor, just as the original poster ought to be able to use a non-occupying coborrower, so should you.

Like | Dislike | Share | Posted: Fri, 02/05/2016 - 00:45 | Post subject:

Anonymous's picture
Anonymous | Joined: June 8, 2004 01:06 am | Posts: 0 | Location: New Jersey | 00 Dollars($)

Comments above are correct. The commenters used different terms and accurately stated they should be OK. The non-occupant co-borrower is a relative on the mortgage and on title. A non-occupant co-signer is not on title and not on the mortgage, this being a relative who agrees to pay if you do not but has no ownership to the property.

Like | Dislike | Share | Posted: Fri, 02/05/2016 - 00:45 | Post subject:

Anonymous's picture
Anonymous | Joined: June 8, 2004 01:06 am | Posts: 0 | Location: New Jersey | 00 Dollars($)

My husband and I both have a credit score of just under 600 which is keeping us from qualifying for a loan. The broker is telling us that w can not use a co signer or co buyer with much better credit yet he is not explaining why. Is it ture that we can not use a co signer?? If so why?? Thanks!!

Like | Dislike | Share | Posted: Fri, 02/05/2016 - 00:45 | Post subject:

Niicss's picture
Niicss | Joined: October 3, 2005 11:54 pm | Posts: 0 | Location: New Jersey | 00 Dollars($)

Hi Shelley,

In my opinion, you should be able to use a co-signer or a co-buyer to get the loan. It is quite surprising as to why the lender is not agreeing to it. It will be better if you can contact with other lenders and check if they can give you a loan. You can speak to the lenders of this community and seek a no obligation free mortgage consultation from them. Let's hope they will be able to help you.

Thanks.

Like | Dislike | Share | Posted: Fri, 02/05/2016 - 00:45 | Post subject:

Anonymous's picture
Anonymous | Joined: June 8, 2004 01:06 am | Posts: 0 | Location: New Jersey | 00 Dollars($)

i work and make enough money to get a loan but my credit score is low.my wifes is better hers is 593 but she doesnt work but 1 day a week so she dont have enough money to account for.we have a co signer her granmother who has perfect credit.i thought we would b able to get a loan but we are getting the run around and everything?can anyone help us thanks

Like | Dislike | Share | Posted: Fri, 02/05/2016 - 00:45 | Post subject:

savior70's picture
savior70 | Joined: March 25, 2009 05:14 am | Posts: 0 | Location: New Jersey | 00 Dollars($)

Hi

Actually due to the current volatile nature of the market, the lenders now are offering loans to those who qualify the stringent credit requirements. Thus, a 600+ credit has now become a necessity for you to qualify for loan. I'd suggest you to wait for some time before you apply for a loan and work on improving your credit during this time so you qualify for a loan at affordable rates annd terms.

Like | Dislike | Share | Posted: Fri, 02/05/2016 - 00:45 | Post subject:

Anonymous's picture
Anonymous | Joined: June 8, 2004 01:06 am | Posts: 0 | Location: New Jersey | 00 Dollars($)

i qualify for only 50000 ona aloan my fiance only has a credit score of 577 can he qualify to be on the loan with me for fha

Like | Dislike | Share | Posted: Fri, 02/05/2016 - 00:45 | Post subject:

Garysnober's picture
Garysnober | Joined: March 17, 2009 12:22 pm | Posts: 0 | Location: New Jersey | 00 Dollars($)

HI jan, I do think that both the main borrower and co borrower must meet the min score of 620 to be put on the loan.

Like | Dislike | Share | Posted: Fri, 02/05/2016 - 00:45 | Post subject:

gmakerley's picture
gmakerley | Joined: November 9, 2007 07:36 am | Posts: 0 | Location: New Jersey | 00 Dollars($)

that is correct, gary. all borrowers must meet the minimum 620 threshold.

Like | Dislike | Share | Posted: Fri, 02/05/2016 - 00:45 | Post subject:

Anonymous's picture
Anonymous | Joined: June 8, 2004 01:06 am | Posts: 0 | Location: New Jersey | 00 Dollars($)

I am self employed and have a credit score of 756. The lender says I don't make enough income & I require a co-signer. What are the requirements for a non-occupant co-signer? Does the lender require a certain income, credit score, etc?

Like | Dislike | Share | Posted: Fri, 02/05/2016 - 00:45 | Post subject:

gmakerley's picture
gmakerley | Joined: November 9, 2007 07:36 am | Posts: 0 | Location: New Jersey | 00 Dollars($)

where are you located, cece? stated income loans exist in some locales; maybe you're in one of them.

for non-occupant coborrowers, the same minimum credit score of 620 applies. income would have to be sufficient so that debt ratios are still in order, but there's no specific number there.

Like | Dislike | Share | Posted: Fri, 02/05/2016 - 00:45 | Post subject:

Anonymous's picture
Anonymous | Joined: June 8, 2004 01:06 am | Posts: 0 | Location: New Jersey | 00 Dollars($)

What is the precess for removing a fha co signer from a note.

Like | Dislike | Share | Posted: Fri, 02/05/2016 - 00:45 | Post subject:

gmakerley's picture
gmakerley | Joined: November 9, 2007 07:36 am | Posts: 0 | Location: New Jersey | 00 Dollars($)

cece, if you are seeking an fha loan, your cosigner will need a credit score of at least 620, and your combined income will need to allow you to afford the home you are planning to purchase. that's a simple answer - hope it's enough.

Like | Dislike | Share | Posted: Fri, 02/05/2016 - 00:45 | Post subject:

Anonymous's picture
Anonymous | Joined: June 8, 2004 01:06 am | Posts: 0 | Location: New Jersey | 00 Dollars($)

Am I considered a first time home buyer if I co-signed for a friend as a non occupant co-signer? I'm interested in buying a home for the first time and was wondering if I still qualify for the first time home buyers tax credit of $8K.

Thank you.

Like | Dislike | Share | Posted: Fri, 02/05/2016 - 00:45 | Post subject:

sunshineva's picture
sunshineva | Joined: June 15, 2009 09:07 am | Posts: 0 | Location: New Jersey | 00 Dollars($)

Hello,
You stated you are just shy of qualifying. Would it be an option for your father to gift you a sum to lower the loan amount to your qualifying level?
Good luck.

Like | Dislike | Share | Posted: Fri, 02/05/2016 - 00:45 | Post subject:

gmakerley's picture
gmakerley | Joined: November 9, 2007 07:36 am | Posts: 0 | Location: New Jersey | 00 Dollars($)

you are best-served by contacting the irs directly for that answer, but those who will not qualify are those who actually own real estate as a primary residence. therefore, you ought to be all right inasmuch as you are not an owner but only co-signer.

Like | Dislike | Share | Posted: Fri, 02/05/2016 - 00:45 | Post subject:

gmakerley's picture
gmakerley | Joined: November 9, 2007 07:36 am | Posts: 0 | Location: New Jersey | 00 Dollars($)

i have no idea how my above answer popped up on this discussion. it has no relevance to it, and it was intended for a whole different question.

sorry if any of you have been confused by this...i sure am!

Like | Dislike | Share | Posted: Fri, 02/05/2016 - 00:45 | Post subject:

Anonymous's picture
Anonymous | Joined: June 8, 2004 01:06 am | Posts: 0 | Location: New Jersey | 00 Dollars($)

I accepted a job in another state and my wife and I are trying to relocate. The job will pay 55,000/year. I have poor credit though. My wife has a credit score of 656, and owns a condo where we are for which she still pays a mortgage. But she will be going to school in the fall, so she won't have any income. Under this scenario would we qualify for an FHA loan if she were a cosigner?

Like | Dislike | Share | Posted: Fri, 02/05/2016 - 00:45 | Post subject:

gmakerley's picture
gmakerley | Joined: November 9, 2007 07:36 am | Posts: 0 | Location: New Jersey | 00 Dollars($)

it doesn't look favorable to me, cd. if you rent for a while and you can improve your credit quickly, there's a better chance later on.

Like | Dislike | Share | Posted: Fri, 02/05/2016 - 00:45 | Post subject:

Anonymous's picture
Anonymous | Joined: June 8, 2004 01:06 am | Posts: 0 | Location: New Jersey | 00 Dollars($)

Does the non-occupant coborrower have to be a relative? Basically I was looking to have my future in-law sign with me since my credit is over 735, but my fiance's is not.

Like | Dislike | Share | Posted: Fri, 02/05/2016 - 00:45 | Post subject:

Anonymous's picture
Anonymous | Joined: June 8, 2004 01:06 am | Posts: 0 | Location: New Jersey | 00 Dollars($)

Hello, my current issue that I am having with USDA and FHA loan is even though I meet the required credit score. I only have 1 credit company reporting me. I have a great history on my current loans with not 1 late or missed payment. I have 2 current loans out with this company and 2 old loans I had with them. The credit score shows great payment history and they boast on my behalf. The company I have the great history with only reports to Transunion and none of the other credit companys. FHA and USDA require listing from 2. I have talked to equifax and they said they can not except non member trade data. Even my broker is upset he can not make this work cause my history is there. Is there any other options here other then using a co-signer with FHA? thanks in advance

Like | Dislike | Share | Posted: Fri, 02/05/2016 - 00:45 | Post subject:

Anonymous's picture
Anonymous | Joined: June 8, 2004 01:06 am | Posts: 0 | Location: New Jersey | 00 Dollars($)

My dad owns the house I live in and I rent from him. I was told before that since he owns it, he can't co-sign for me to purchase it(my score is only 585). Is this true?

Like | Dislike | Share | Posted: Fri, 02/05/2016 - 00:45 | Post subject:

Anonymous's picture
Anonymous | Joined: June 8, 2004 01:06 am | Posts: 0 | Location: New Jersey | 00 Dollars($)

Hi
Thanks in advance for spending time on this question. My wife and I currently have a home that we are trying to sell. It may take a while in this market. In the mean time we would like to purchase another property that is 165,000. We are going to put down $50,000. Our only debt is 2 car payments of $400 and $200 and our current mortgage payment. Both our scores are over 750. My wife is not working right now and my income does not meet the income to debt ratio. If I put my parents on as a cosigner what do you think the chances are of them approving me for a second home while the first is for sale. My parents have a 780 credit score and own their home free and clear. They have zero debt. Do you think I have a shot?

Thanks

Like | Dislike | Share | Posted: Fri, 02/05/2016 - 00:45 | Post subject:

gmakerley's picture
gmakerley | Joined: November 9, 2007 07:36 am | Posts: 0 | Location: New Jersey | 00 Dollars($)

cls, you will not be able to obtain fha financing, which allows for non-occupant coborrowers. in seeking conventional financing, however, you will find that you will have to qualify on your own, regardless of having cosigners. you're not in a good position either way.

Like | Dislike | Share | Posted: Fri, 02/05/2016 - 00:45 | Post subject:

savior70's picture
savior70 | Joined: March 25, 2009 05:14 am | Posts: 0 | Location: New Jersey | 00 Dollars($)

To Stace,

A non-occupant co-borrower does not have to be a relative. Anyone who qualifies for a loan can co-sign. Your future in-laws can also co-sign on the loan to help you qualify.

To jea,

It's strange that you have your credit report with only one credit bureau. The lenders would generally want to have a look at your three credit reports from the three different credit bureaus. They will then take your middle score in consideration while approving your loan. I think you should take help of a co-signer, if you want to get an FHA loan. Once you make your mortgage payments on the loan and have credit scores with all three of the bureaus, you can [url=http://www.mortgagefit.com/refinance.html]refinance[/url] solely in your name and remove the co-signer from the loan.

To Sherri,

I think what you've been told is correct. Your father is the owner of the house. You cannot use him as a co-signer to purchase the same house. However, he can co-sign on your loan, in case you want to buy a different house.

Like | Dislike | Share | Posted: Fri, 02/05/2016 - 00:45 | Post subject:

Anonymous's picture
Anonymous | Joined: June 8, 2004 01:06 am | Posts: 0 | Location: New Jersey | 00 Dollars($)

Hi,

I and my ex have an LLC that maintains and rents some rental property. We are cosignors on the mortgage for that rental property, but it is owned outright by our LLC. I have never purchased a home and should be technically eligible for an FHA loan. However, I am concerned that a lender will consider my co-signor status and will challenge whether my income is adequate on the basis that I should not be eligible in light of both mortgages at once. The LLC is currently self-sustaining,but it has shown a small loss over the years (rents were not sufficient to cover mortgage, repairs, and taxes, but now they are).

Like | Dislike | Share | Posted: Fri, 02/05/2016 - 00:45 | Post subject:

gmakerley's picture
gmakerley | Joined: November 9, 2007 07:36 am | Posts: 0 | Location: New Jersey | 00 Dollars($)

your concern is well-placed as regards how your income will be adequate. standards are quite tight and your rental income will be viewed in that vein; perhaps causing a real problem with your qualifying. you may be able to persuade an underwriter with the use of current leases, but be prepared for difficulty.

Like | Dislike | Share | Posted: Fri, 02/05/2016 - 00:45 | Post subject:

Anonymous's picture
Anonymous | Joined: June 8, 2004 01:06 am | Posts: 0 | Location: New Jersey | 00 Dollars($)

I work in commission sales, I've been told my adjusted gross income and not my w-2 will be used to determine if i qualify. Since i wrote off a bunchof deductions, my adjusted gross income is very low. If I use my mother as a co-signer, how hard and how much money would it take to remove her if my income is in line next year. My credit middle score is 631.

Like | Dislike | Share | Posted: Fri, 02/05/2016 - 00:45 | Post subject:

gmakerley's picture
gmakerley | Joined: November 9, 2007 07:36 am | Posts: 0 | Location: New Jersey | 00 Dollars($)

i have to assume you're talking about an fha loan, ed. that's the only way you're going to be able to use a non-occupant coborrower. as for "how hard" - that's going to be dependent upon your earnings in the future and how it averages out with this year and past years, plus your credit situation (which would be evalulated again), etc. how much money? hard to say - you'd be going through a [url=http://www.mortgagefit.com/refinance.html]refinance[/url] process to do it, so you'd need to be prepared for closing costs.

i have a feeling it might take a couple of years or more to accomplish that, honestly.

Like | Dislike | Share | Posted: Fri, 02/05/2016 - 00:45 | Post subject:

Anonymous's picture
Anonymous | Joined: June 8, 2004 01:06 am | Posts: 0 | Location: New Jersey | 00 Dollars($)

Yes Mr. Akerley, an FHA loan. Would I still qualify for the $8,0000 tax credit using a co-signer parent if i qualify otherwise (ie. no home ownership ever for me)? I actually think it wouldn't take that long to qualify for a FHA loan on my on. I have no debt other than a $160.00 month student loan that I'm 6 months ahead on currently and intend to stay that way. My credit score will only go up. If i took only standard tax deductions for this current year and 2010, i would have plenty of income to qualify for an $85000 mortgage with $30,000 to $40,000 of annual income don't you think, especially by the time I file my taxes in early 2011? 16-17 months? Thanks for your help sir.

Like | Dislike | Share | Posted: Fri, 02/05/2016 - 00:45 | Post subject:

Anonymous's picture
Anonymous | Joined: June 8, 2004 01:06 am | Posts: 0 | Location: New Jersey | 00 Dollars($)

One more thing Mr. Akerley please, what about using the builder preferred lender and attorney when he pays all closing costs if you do use them? Even if they are very credible bank/lending institutions and attorneys? What pitfalls should I be on the look? Thanks again sir.

Like | Dislike | Share | Posted: Fri, 02/05/2016 - 00:45 | Post subject:

gmakerley's picture
gmakerley | Joined: November 9, 2007 07:36 am | Posts: 0 | Location: New Jersey | 00 Dollars($)

that the builder has suggested a lender and attorney is not at all surprising. what you need to do is to justify for yourself if you are comfortable with either or both of these people. if you are, then you ought not to run into any particular difficulty.

a lender is recommended by someone like a builder because that builder knows, from experience i imagine, that the particular lender will provide timely and efficient service. ostensibly, the two have a track record together and that usually eliminates some difficulties. still, you need to develop your own comfort level.
as for attorney, interview that person, and determine the fee schedule you're facing to see if that's acceptable. also, i'd suggest you interview a couple of others - just for your own sake.
no matter what, you need to be certain that the attorney you choose is YOUR advocate in the transaction...and that's not to say that you'll end up with anyone doing anything wrong. again, it's a comfort level you need to develop, in my opinion.

Like | Dislike | Share | Posted: Fri, 02/05/2016 - 00:45 | Post subject:

Anonymous's picture
Anonymous | Joined: June 8, 2004 01:06 am | Posts: 0 | Location: New Jersey | 00 Dollars($)

The rundown is my wife and I are trying to own a home for the first time while prices and interest rates are low. We are looking in a reasonable range of max $150k, as we live in Arizona home prices have dropped 50% or more in most areas.

We both work fulltime and bring in a little over $5,000 per month. I used to have a credit score of 710 at one point and now my middle score sits at 574 due to being squeezed by credit card companies. Debt ratio is terrible since they lower my limit every time I pay off a certain amount, and a couple accounts needed to get closed or the interest rate was getting hiked to 20 plus percent. Thanks again to all those folks with the liar loans and fraudulent behavior. Mortgage consultant could not believe my score was that low since there was no big negative marks against me.

If we have my father in law cosign with my wife on an fha loan since she qualifies, he would have no stake in being on the title to the house correct? My wife and I will be on that title alone right? Also, how is it that debt from only my credit will be calculated into her owings, but my income will not? If its community property then I'm not sure I understand that.

Like | Dislike | Share | Posted: Fri, 02/05/2016 - 00:45 | Post subject:

Anonymous's picture
Anonymous | Joined: June 8, 2004 01:06 am | Posts: 0 | Location: New Jersey | 00 Dollars($)

My fiance and I are in the process of buying our first home. My fiance was approved for an FHA loan with his mother as a co-signer. Now that we are within a week of our closing date, his mom says that she doesn't want to be a co-signer anymore?! Is she at all obligated to follow through with her co-signer responsibilities? I don't know what to do. Help!

Like | Dislike | Share | Posted: Fri, 02/05/2016 - 00:45 | Post subject:

Anonymous's picture
Anonymous | Joined: June 8, 2004 01:06 am | Posts: 0 | Location: New Jersey | 00 Dollars($)

I heard that there are still a few lenders that will take a 580 credit score. If that correct? Is the $8,000 credit only given with FHA loans?

Like | Dislike | Share | Posted: Fri, 02/05/2016 - 00:45 | Post subject:

gmakerley's picture
gmakerley | Joined: November 9, 2007 07:36 am | Posts: 0 | Location: New Jersey | 00 Dollars($)

ag the credit you are speaking of is a tax credit provided through the internal revenue service (IRS). no matter who does the financing, whether it be a conventional loan, an fha loan, a sub-prime loan, a private loan, and so on and so on, makes no difference. if you qualify as a first time homebuyer, you'll get the credit of 10% of your purchase price or $8000, whichever is less, when you file your federal tax return - as long as you complete form 5405 and attach it.

as for credit scores of 580 or so...i've heard the same thing as you - that there are lenders who will work with you if your score is that low. who those lenders are i cannot say with assurance. there are some who contribute to this site, however, so you may find one responding to your post.

Like | Dislike | Share | Posted: Fri, 02/05/2016 - 00:45 | Post subject:

Anonymous's picture
Anonymous | Joined: June 8, 2004 01:06 am | Posts: 0 | Location: New Jersey | 00 Dollars($)

My wife and I currently own a condo and looking to build a home together. When we got the condo I was the only one with good credit so I was the only one on the loan but both of us are on the deed. If we purchase this new house together does she qualify for the $8,000 credit since this is her first house financing

Like | Dislike | Share | Posted: Fri, 02/05/2016 - 00:45 | Post subject:

Anonymous's picture
Anonymous | Joined: June 8, 2004 01:06 am | Posts: 0 | Location: New Jersey | 00 Dollars($)

how hard is it to take out the co borrower later on? In terms of costs?

Like | Dislike | Share | Posted: Fri, 02/05/2016 - 00:45 | Post subject:

Anonymous's picture
Anonymous | Joined: June 8, 2004 01:06 am | Posts: 0 | Location: New Jersey | 00 Dollars($)

It's unbelievable that I still read this on these posts.FHA doesn't require a minimum credit score of 620. Credit score requirements differ from lender to lender. My FHA minimum credit score requirement is 550 and there are several other companies with sub 620 as well. Regarding a non occupying co-borrower, if it will make your long stronger (more income, lower debt to income) then add him/her to the loan. If you have any further questions, email me @ tfaulhaber@lendamerica.com.

Like | Dislike | Share | Posted: Fri, 02/05/2016 - 00:45 | Post subject:

gmakerley's picture
gmakerley | Joined: November 9, 2007 07:36 am | Posts: 0 | Location: New Jersey | 00 Dollars($)

theo you're going to have to suspend your disbelief. keep reading and you'll see lots more that will blow your mind, and not just on this particular topic.

Like | Dislike | Share | Posted: Fri, 02/05/2016 - 00:45 | Post subject:

Anonymous's picture
Anonymous | Joined: June 8, 2004 01:06 am | Posts: 0 | Location: New Jersey | 00 Dollars($)

Credit score requirements differ from lender to lender. Example: I can lend down to 550 on FHA loans (10/2/2009). If you co-borrower makes the loan stronger through income or some other compensating factor and his credit is above the 550 mark, it might help.

Like | Dislike | Share | Posted: Fri, 02/05/2016 - 00:45 | Post subject:

Anonymous's picture
Anonymous | Joined: June 8, 2004 01:06 am | Posts: 0 | Location: New Jersey | 00 Dollars($)

Credit score requirements differ from lender to lender. Example: I can lend down to 550 on FHA loans (10/2/2009). If you co-borrower makes the loan stronger through income or some other compensating factor and his credit is above the 550 mark, it might help.

Like | Dislike | Share | Posted: Fri, 02/05/2016 - 00:45 | Post subject:

sunnyca2009's picture
sunnyca2009 | Joined: August 4, 2009 07:15 pm | Posts: 0 | Location: New Jersey | 00 Dollars($)

FHA on 550 score

that looks impossible

As the guidelnes requires that the borrower need atleast 620 credit score

Like | Dislike | Share | Posted: Fri, 02/05/2016 - 00:45 | Post subject:

lee.elliot61's picture
lee.elliot61 | Joined: September 13, 2009 02:07 am | Posts: 0 | Location: New Jersey | 00 Dollars($)

it has to be approved by fha. i do not think they will provide guarantee for a mortgage below credit score of 620

Like | Dislike | Share | Posted: Fri, 02/05/2016 - 00:45 | Post subject:

sunnyca2009's picture
sunnyca2009 | Joined: August 4, 2009 07:15 pm | Posts: 0 | Location: New Jersey | 00 Dollars($)

It is impossible beloe 620 in this market

Like | Dislike | Share | Posted: Fri, 02/05/2016 - 00:45 | Post subject:

gmakerley's picture
gmakerley | Joined: November 9, 2007 07:36 am | Posts: 0 | Location: New Jersey | 00 Dollars($)

WOW

Like | Dislike | Share | Posted: Fri, 02/05/2016 - 00:45 | Post subject:

Page loaded in 0.582 seconds.