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can you get an fha mortgage with tax lien and some judgements

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Icon Mini Profile adonis
adonis




Joined: 22 Oct 2005



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Location: ALASKA
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Post Posted: Thu Sep 15, 2011 1:12 am    Post subject:
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Welcome molli,

It will be better if you could give 20% down payment in order to qualify for a mortgage to buy a home. If you can show that you're paying off the lien, then you will be able to qualify for a loan.

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Bud750

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Post Posted: Tue Nov 29, 2011 5:57 am    Post subject: Help
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I also have a tax lein and I have been making payments to them , which we both agreed on I have a steady job 6 years good income as does my wife will I qualify for FHA lOan with tax lein even know I'm on a payment plan in good standing with them bud750 aol com
Icon Mini Profile adonis
adonis




Joined: 22 Oct 2005



Posts: 10562
Location: ALASKA
1089.18 Dollars($)
Post Posted: Tue Nov 29, 2011 9:20 pm    Post subject:
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Welcome Bud,

If you have a payment plan to pay off the tax lien, then there are high chances that you will be able to qualify for a FHA loan. You should start contacting the local lenders and apply for a mortgage with them in order to find out what type of rates and terms you will qualify for.

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Procrastination is the enemy of your financial success
betty

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Post Posted: Fri Jan 27, 2012 3:42 pm    Post subject: i am on a payment plan for federal taxes owed
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I have been on a federal tax repayment plan and there is no judgment against ya will that keep us from getting a vat loan credit is good
Icon Mini Profile jameshogg
jameshogg




Joined: 20 Dec 2005

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Location: Nevada
987.57 Dollars($)
Post Posted: Fri Jan 27, 2012 11:59 pm    Post subject:
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Hi betty,

If you are paying off your taxes as per that federal tax repayment plan, then you won't face any problems in getting a mortgage provided you have a good credit and employment.

Thanks
james1982

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Post Posted: Mon May 07, 2012 9:31 am    Post subject: usda loan
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i have a credit score over 750 i applied for a usda and got approved for a loan, i have a judgement that is not on my credit from 6 yrs ago who will this affect the loan.
Icon Mini Profile smithsussane
smith.sussane




Joined: 18 Sep 2008

Posts: 10439
Location: Alaska
985.83 Dollars($)
Post Posted: Tue May 08, 2012 12:31 am    Post subject:
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Hi james!

Welcome to forums!

If the judgment is not mentioned on your credit report, then it won't be able to affect your loan application in any way.

Feel free to ask if you've further queries.

Sussane
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