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Signature of husband for loan

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Mercia Guest	Posted: Thu Jun 23, 2011 12:18 am    Post subject: Signature of husband for loan Like 0 Dislike 0 Hi there, I'm a first time home buyer. I applied for a mortgage on my own but the lender asked for my husband’s signatures. Why does the lender require my husband sign for a loan I am applying for? _________________ Need help choosing the right loan? Get free consultation from community lenders/consultant
sara Moderator Joined: 05 Jul 2006 Posts: 2699 Location: New Brunswick, New Jersey 497.27 Dollars($)	Posted: Thu Jun 23, 2011 2:08 am    Post subject: Like 0 Dislike 0 Hi Mercia, Are you living is a community property state? If yes, then the lender can ask for your husband's signatures as he will have rights to that property. If you're not living in a community property state, then the lender cannot ask for your husband's signatures. In such a situation, you should speak to your lender and clarify the matter. Take care
gmakerley Community Mentor Joined: 09 Nov 2007 Posts: 12376 Location: bloomfield, ct 58.49 Dollars($)	Posted: Thu Jun 23, 2011 7:39 am    Post subject: Like 0 Dislike 0 I gather that no explanation was given to you upfront? That's ridiculous, frankly...any loan officer with an iota of a brain would surely let you know why something is required. If you cannot get a satisfactory answer, I suggest that it might behoove you to take your business elsewhere. Another option, of course, is to speak with someone else who works for that lending institution - preferably someone with better knowledge of how to work with people. _________________ George M. Akerley Mortgage Underwriter/Consultant Word of Excellence- Writing/Editing/Proofreading 860-221-5044

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