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My wife and I want to buy our first home. My credit score is 680. Can we get a loan.

jameshogg · Posted: Wed Mar 04, 2009 9:58 pm Post subject:

Hi Guest,

You can start applying for a loan with this score. It will be easier for you to get a FHA loan with this credit score compared to a conventional loan. Moreover, as you are a first time homebuyer, you can even get the benefit of the tax credit if you close on your home prior to April 15, 2009.

Thanks

evolovik26 · Posted: Wed Mar 04, 2009 10:23 pm Post subject:

Yes you can but your loan wont depend on the score alone
There are alot of other factors that will be considered

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can i get a loan to buy a home with a credit score of 680