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first time homebuyer?

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laneshark

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Post Posted: Sat May 09, 2009 4:14 pm    Post subject: first time homebuyer?
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My girlfriend owns her home. In July 2008 she refinanced and put my name on the loan too. I have never owned a home. Am I a first time homebuyer?
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Icon Mini Profile SSPINGARN





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Post Posted: Sat May 09, 2009 9:02 pm    Post subject:
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no you are not you truely never bought a home
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Icon Mini Profile gunzijjistaff
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Post Posted: Sun May 10, 2009 10:16 am    Post subject:
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Hi laneshark,

Welcome to our forum.

Here i would like to advice you, You are only co-signer that means if your girl friend stop to paying to lender then you will responsible to pay them & they will notice to you for make make payment .

So there are no option of home buyer.

Thanks & Regards.

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Icon Mini Profile savior70





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Post Posted: Mon May 11, 2009 5:28 am    Post subject:
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Hi

You cannot qualify as a first time home buyer becasue you didn't purchase the house, you were simply added to the loan through a refinance.
Icon Mini Profile gunzijjistaff
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Post Posted: Mon May 11, 2009 6:06 am    Post subject:
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Yes,

You cannot qualify for First time home buyer.

Thanks & Regards. Very Happy Very Happy Very Happy
Icon Mini Profile gmakerley
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Post Posted: Mon May 11, 2009 9:12 am    Post subject:
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most of the answers here are contradictory in nature, but the bottom line is true: you will not qualify as a first time homebuyer.
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Icon Mini Profile haridas_badhe





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Post Posted: Tue May 12, 2009 7:36 am    Post subject:
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Hi,
Home is not in your name you come to in loan so you only to pay amount because You are only co-signer so you should be pay amount.
So you just cleared that you are not first time home buyer..

Don't wory.....

Thanks
Hari
Icon Mini Profile gmakerley
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Post Posted: Tue May 12, 2009 8:00 am    Post subject:
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eric are you watching this?

sometimes, it's like a bunch of short films instead of a feature. get that popper going!

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Icon Mini Profile Garysnober





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Post Posted: Tue May 12, 2009 10:25 am    Post subject:
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Haha george. May i join? You are co signer to the loan. If you were the main borrower and the house was in your name then yes you are a first time home buyer. Just having your name on a loan as a co borrower means no your not a 1st time home buyer.
Icon Mini Profile gmakerley
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Post Posted: Tue May 12, 2009 5:49 pm    Post subject:
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yall confuse me with this merry-go-round of opinions, too.
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Icon Mini Profile eric1
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Post Posted: Tue May 12, 2009 8:08 pm    Post subject:
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I think my popper just broke on that last exchange !!

By the way, I think Hari and Dilip are either the same person or they are brothers. There is no way that two different wombs can produce these two people.

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Icon Mini Profile gmakerley
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Post Posted: Wed May 13, 2009 1:14 pm    Post subject:
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conjoined twins, perhaps?
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Icon Mini Profile gmakerley
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Post Posted: Wed May 13, 2009 1:15 pm    Post subject:
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conjoined twins, perhaps?
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George M. Akerley
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