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My girlfriend owns her home. In July 2008 she refinanced and put my name on the loan too. I have never owned a home. Am I a first time homebuyer?

SSPINGARN · Posted: Sat May 09, 2009 9:02 pm Post subject:

no you are not you truely never bought a home

gunzijjistaff · Joined: 07 Apr 2009 Posts: 712 4.51 Dollars($)

Hi laneshark,

Welcome to our forum.

Here i would like to advice you, You are only co-signer that means if your girl friend stop to paying to lender then you will responsible to pay them & they will notice to you for make make payment .

So there are no option of home buyer.

Thanks & Regards.
****************************

savior70 · Posted: Mon May 11, 2009 5:28 am Post subject:

Hi

You cannot qualify as a first time home buyer becasue you didn't purchase the house, you were simply added to the loan through a refinance.

gunzijjistaff · Joined: 07 Apr 2009 Posts: 712 4.51 Dollars($)

Yes,

You cannot qualify for First time home buyer.

Thanks & Regards. Very Happy

gmakerley · Posted: Mon May 11, 2009 9:12 am Post subject:

most of the answers here are contradictory in nature, but the bottom line is true: you will not qualify as a first time homebuyer.

haridas_badhe · Joined: 11 May 2009 Posts: 59 0.06 Dollars($)

Hi,
Home is not in your name you come to in loan so you only to pay amount because You are only co-signer so you should be pay amount.
So you just cleared that you are not first time home buyer..

Don't wory.....

Thanks
Hari

gmakerley · Posted: Tue May 12, 2009 8:00 am Post subject:

eric are you watching this?

sometimes, it's like a bunch of short films instead of a feature. get that popper going!

Garysnober · Joined: 17 Mar 2009 Posts: 450 15.29 Dollars($)

Haha george. May i join? You are co signer to the loan. If you were the main borrower and the house was in your name then yes you are a first time home buyer. Just having your name on a loan as a co borrower means no your not a 1st time home buyer.

gmakerley · Posted: Tue May 12, 2009 5:49 pm Post subject:

yall confuse me with this merry-go-round of opinions, too.

eric1 · Posted: Tue May 12, 2009 8:08 pm Post subject:

I think my popper just broke on that last exchange !!

By the way, I think Hari and Dilip are either the same person or they are brothers. There is no way that two different wombs can produce these two people.

gmakerley · Posted: Wed May 13, 2009 1:14 pm Post subject:

conjoined twins, perhaps?

gmakerley · Posted: Wed May 13, 2009 1:15 pm Post subject:

conjoined twins, perhaps?

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