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How can I know the status of my loan

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jackieam60 Joined: 17 May 2010 Posts: 1 1.33 Dollars($)	Posted: Mon May 17, 2010 6:26 pm    Post subject: How can I know the status of my loan Like 0 Dislike 0 I own a condo in Doral, Fl. I just learned that Bank of America sold my 2nd mortgage to Real Time Solutions. I had no idea of any of this. Im trying to make a Deed and Lou foreclosure on my property but now, they say that I need to work out my 2nd mortage with RTS. How do I do this? Where should I call? Do RTS have a lien on my condo? I bought it for $289,000 and similar units have been sold for $120,000. I really cant afford to pay it; this is the reason I decided to hand the keys to the bank. I have no job and really I do not know what to do.
smithsussane Joined: 18 Sep 2008 Posts: 10439 Location: Alaska 985.83 Dollars($)	Posted: Mon May 17, 2010 9:21 pm    Post subject: Like 0 Dislike 0 Hi jackieam! Welcome to forums! As far as I can understand, your second mortgage has been charged off to a collection agency called Real Time Solutions (RTS). Thus, you will have to deal with the collection agency in regards to that mortgage. The collection agency holds your account now. In case, you do not make the payments, then they can sue you. Feel free to ask if you've further queries. Sussane

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