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I find my options confusing. I purchased a home when married-1989,got divorced 1996,i kept house and sold it. Since it has been over 20 years from a joint loan..paid off in full,my credit is 820, i have 0 debt,how do i look and find help getting pre-approved in Florida for disability help mortgage..and what are the income requirements?

sabrinatoss · Posted: Tue Nov 01, 2011 7:09 pm Post subject:

Hello rbg,

A mortgage issued by federally qualified lenders and insured by the Federal Housing Administration (FHA). FHA loans are designed for low to moderate income borrowers who are unable to make a large down payment. FHA loans allow the borrower to borrow up to 97% of the value of the home. The 3% down payment requirement can come from a gift or a grant, which makes FHA loans popular with first-time buyers.

Idea

jameshogg · Posted: Tue Nov 01, 2011 8:13 pm Post subject:

Hi rbg,

You can contact the Florida based lenders and apply for a mortgage. As you have excellent credit scores, you will be able to qualify for a mortgage. I hope you have some kind of income. This will help you in getting a mortgage in order to buy a property.

Thanks

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