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debra_heist · Joined: 21 Nov 2009 Posts: 2 1.74 Dollars($)

Good evening,

My question is how do I get my soon to be ex-husband off the deed of a house.
Here is the situation, My first husband , I and my second husband bought a house, together since no one could afford to buy two seperate house after Ivan struct Florida.
Now, my first husband and I still reside at the house and my soon to be ex has moved out of the state all to gether. He does not want his name on the deed anymore. The main mortgage holder is the first husband, and his name is first on the deed, then me and my second husband. the second husband does not want any money and all we want and he wants is his name removed. The dewlling is in Escambia County Florida. All the forms that I have seen just show two parties involved,

Please help, and does it cost to file a quick claim deed if you are doing it yourself?

Posted: Sun Nov 22, 2009 6:29 am Post subject:

Firstly, it is a Quit Claim Deed. ( A common mistake) If your 2nd husband is on the loan then just taking his name off the house isn't going to cut it. Your best bet? Re--finance the loan with only the two of you and the Quit Claim Deed can be recorded simultaneously. (Example: Documents would record in this order
Reconveyance of Deed of Trust----Quit Claim Deed-----Deed of Trust) Double check with the lender however, there may be an easier way out depending on your state laws.
As per the second question call your local auditors office or document recording office. They can tell you how much your county charges for document recording. Just remember DON'T sign it until your in front of a notary public. And a piece of advice from someone who's seen alot of QCD's done wrong..go to your local title company get a copy of the Vesting Deed from your property, copy the names and legal description EXACTLY as it appears. It can save you later.

Posted: Sun Nov 22, 2009 6:34 am Post subject: Oh yeah, and

if you do the QCD on your own....the Grantor is ALL three of you! Example Hubby 1, Hubby 2 and yourself The Grantee is the persons to remain on title: Hubby 1 and you. Remember, this is a legal name change, not a gift tag!

Guest

The only person on the mortgage is the first husband. /when the bill comes in it only has his name on it.

Because we all lived there I guess they put our names on the deed also. We are not on the mortgage.

adonis · Posted: Sun Nov 22, 2009 11:13 pm Post subject:

Hi debra,

I've answered your query in the given page:
http://www.mortgagefit.com/foreclosure/house-lien.html

Take a look at it. Hope it helps you.

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remoing a third party off the deed