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i have a 54k 2nd with chase which is 5mo. late and letter of intent to foreclose, a 187k with bofa which i am current on. has a bk discharge in 12/2008. never reaffirmed with either. does bofa have to follow suit if the 2nd forecloses and i am current with them. No equity in house. zillow estimates home is worth 165k however home down the street sold for 95k. Does bofa have to follow suit to protect thier interest?

adonis · Posted: Fri Mar 12, 2010 8:17 pm Post subject:

Hi ginalately,

As your bankruptcy has been discharged, you won't be liable for the deficient amount resulting from the sale of the property. Thus, none of the lenders would be able to come after you for the deficient balance.

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