Posted on: 22nd Apr, 2009 12:05 pm
hi, i had my mortgage with chase home finance and haven't made a payment in a year to them. i went through the loan modification merry go round with them to no avail. about 3 months ago i recieved a notice from real time resolutions of dallas texas who state they have taken over the mortgage. they seem to be a debt collections agency. chase claims they have charged off the mortgage and i'm wondering what real time can do? it's not a second mortgage its the original. i live in michigan and my understanding is foreclosure is as far as they can go. i've been in mortgage limbo for a year. any advice?
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RT Resolutions countered my short sale today at full ammount of the balance. I think they are crazy there. I think it is about time to start reporting these guys, especially after new guidelines came out in August from the Treasury Department.
Real time resolutions is a scam DO NOT DO ANYTHING WITH THEM!!
bofa sold my loan to rtr. was notified 2 wks ago. so far i have not heard anything from them they supposedly purchased the 2nd what obligation do i have to this company? I have not made a pymnt for 14 mnths. should i demand a proof of debt letter to them? what rights do i have? i'm starting to develop anxiety.
Hi klady,
If your debts had been assigned to Real Time Resolutions, then they would collect the dues from you. As far as I know, they are a collection agency. Once they contact you, you will have to negotiate with them and pay off the dues. If you do not pay the dues, the collection agency will have the rights to sue you for it.
Thanks
If your debts had been assigned to Real Time Resolutions, then they would collect the dues from you. As far as I know, they are a collection agency. Once they contact you, you will have to negotiate with them and pay off the dues. If you do not pay the dues, the collection agency will have the rights to sue you for it.
Thanks
My loan was sold to real time. last year. I have tried to contact them never get a call back. I might have the original letter. Any one had this problem.
I do not have a personal experience with them. As far as I know, this is the contact details of Real Time Resolutions:
1750 Regal Row # 120
Dallas, TX 75235-2287(Dallas, TX Metro Area)
Phone: (214) 599-6363
You can check out the above phone number once in order to contact them.
1750 Regal Row # 120
Dallas, TX 75235-2287(Dallas, TX Metro Area)
Phone: (214) 599-6363
You can check out the above phone number once in order to contact them.
I have been working with a rep at RTR for many months now on my 2nd mortgage. They are a legit company and they will work with you IF you actually speak to them. I cannot speak for all of the reps that work there, but the girl I work with has been nothing but respectful and helpful.
I'm told you now have this 2nd mtge for the home at: 7200 Nicollet ave. S Richfield, MN 55423/ seller Kimberly Callahan. Please advise asap!
Hi ed klein,
If the loan was originated by Countrywide, then you will have to contact them and get the details. They will be the best to help you in this regard.
Thanks
If the loan was originated by Countrywide, then you will have to contact them and get the details. They will be the best to help you in this regard.
Thanks
ed klein, you're barking up the wrong tree. mortgagefit is not a lender and therefore would have no interest in holding mortgage loans.
We bought (and lost a home). Our loan broker told us we were getting an 80/20 loan but that we'd make one payment and it was just like a normal loan. We had TMI (or PMI) insurance. Apparently IT WAS 2 different loans and the auction amount only paid off the 1st one. The second smaller one was sold to REAL TIME SOLUTIONS and they are threatening to have my wages garnished. I feel we were mislead and wondering what to do. The house was auctioned off 2 years ago and they just popped up out of the blue.
Hi,
Aurora serviced a first and second loan for me. I let the house go to forclosure and FANME now owns the home. The second was transferred to REal Tme Resolutions (about $18k).
Can they freeze my bank account?
Any advice on how to avoid collections or settle?
Tks,
Ishtar
Aurora serviced a first and second loan for me. I let the house go to forclosure and FANME now owns the home. The second was transferred to REal Tme Resolutions (about $18k).
Can they freeze my bank account?
Any advice on how to avoid collections or settle?
Tks,
Ishtar
Hi,
Aurora serviced a first and second loan for me. I let the house go to forclosure and FANME now owns the home. The second was transferred to REal Tme Resolutions (about $18k).
Can they freeze my bank account?
Any advice on how to avoid collections or settle?
Tks,
Ishtar
Aurora serviced a first and second loan for me. I let the house go to forclosure and FANME now owns the home. The second was transferred to REal Tme Resolutions (about $18k).
Can they freeze my bank account?
Any advice on how to avoid collections or settle?
Tks,
Ishtar