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je_rivera1975 · Joined: 11 Nov 2009 Posts: 3 1.83 Dollars($)

i signed the deed of trust on my home but not the morgage because i was a stay at home mom will i be responsible for anything while my house is in forclosure it was up for auction on 11/9/2009 i am divorsed with a child havent got any eviction notice yet how long do i have or how do i no it has been sold yet my x husband will not tell me anything i need help and answers pls

savior70 · Posted: Thu Nov 12, 2009 6:54 am Post subject:

Hi,

Did you sign the mortgage promissory note? If you didn't, you are not responsible for the mortgage and hence your credit should not be affected by the foreclosure. But if you signed the promissory note, you are responsible for the repayment of the mortgage debt. In that case, your credit will take a hit due to the foreclosure. You can contact the lender to know if the property has been foreclosed and sold off at an auction.

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need help pls