i need forecloser help

cowan5365 · Joined: 04 Jan 2009 Posts: 2 2.00 Dollars($)

hi to everyone .i was reading were you can have a judge put a stop on forecloser for 6months if this is true how do you go about it. any help please i only have 15 days left thank you

smithsussane · Posted: Sun Jan 04, 2009 9:35 pm Post subject:

Hi cowan!

Welcome to forums!

Are you speaking about a judicial foreclosure here? In case of a judicial foreclosure, the lender will have to file a complaint and record a notice of Lis Pendens in the court. If the court finds the debt valid, it will pass a judgment for the total amount owed, including the costs of the foreclosure process. Otherwise, the property will not be foreclosed.

However, you have mentioned that only 15 days are left for the foreclosure process to take place. In that case, you should speak to the lender and check out the options you can avail of. Know about the various ways to avoid foreclosure from the given link:
http://www.mortgagefit.com/foreclosure/17ways-avoid.html

Feel free to ask if you have further queries.

Sussane

Guest 0.10 Dollars($)

thank you sussane can you tell me if i can seek court protection to stop the sale date of jan 20 2009 i have already been thru bankruptcy that stoped the process for a short time but i need more time to get things done i have over a 100000 in equity that i dont want to give up i am disabled trying to find work thank you so much for your info cowan

jameshogg · Posted: Tue Jan 06, 2009 1:19 am Post subject:

Hi cowan,

You can definitely ask your bankruptcy lawyer to request the court to grant you some more time. However, it will be totally the court's discretion whether it will give you some more time or not.

Thanks

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