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 mrb0179
Joined: 27 Apr 2009
Posts: 2
1.82 Dollars($)
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 Posted: Mon Apr 27, 2009 2:08 am Post subject: Paying for Utilities on a Foreclosed Property |
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| I am still receiving bills from the water/sewer company and HOA for my condo that I moved out of over 6 months ago. The auction of the condo was at the beginning of April, 2009, but I have been unable to find documentation with the County where the condo is located indicating that I have been foreclosed on. Where do I get the documentation needed to give to the water/sewer company and HOA to let them know that I have been foreclosed on? |
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Jessica
Community Mentor
Joined: 08 Jun 2004
Posts: 814
Location: OHIO
195.97 Dollars($)
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| Posted: Mon Apr 27, 2009 4:41 am Post subject: |
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Hi Mrb,
Welcome to our forums.
You mean your condo had been foreclosed upon at the beginning of 2009? I think it's possible because the authorities have calculated the dues for the past 6 months. They're justified in asking for payments probably because your lender didn't pay them after the foreclosure. Actually, the bills from the water/sewer company and the HOA fees are something that the homeowners should be paying even after their properties are being foreclosed.
However, the documentation for the foreclosure can be obtained from your lender who offered you the mortgage for the condo. Or else, you may also receive the document from the County Clerk's office, where it is filed.
Regards,
Jessica.
_________________
http://jessica.mortgagefit.com/ |
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mrb0179
Joined: 27 Apr 2009
Posts: 2
1.82 Dollars($)
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| Posted: Mon Apr 27, 2009 11:50 pm Post subject: Paying for Utilities on a Foreclosed Property |
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I have kept current on the HOA and water/sewer bills through this month (April 2009) even though I vacated the property and stopped paying the mortgage in September of 2008. The condo was scheduled to be auctioned (and I'm assuming was auctioned) on April 1, 2009. I have checked the County Recorder's website and can't find record of the foreclosure, only notice of default. Am I supposed to continue paying utilities on this property that has been foreclosed on and is no longer mine? I will try to call the County Recorder's office tomorrow for the foreclosure documentation so that I can send it to the HOA and water/sewer company.
Thank You,
Michelle |
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Realgeni
Joined: 13 Apr 2009
Posts: 1434
99.77 Dollars($)
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| Posted: Tue Apr 28, 2009 8:36 pm Post subject: |
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If you are being foreclosed on, you can shut the utilities off once you vacate the property. If you have worked out a cash for keys option with the bank, the bank will usually instruct you in what to do with the utilities. Once the bank takes possession of the property, they will transfer the utilities to their name and take over maintenance of the property.
Bank is the owner now. |
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LINDA
Guest
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| Posted: Sun Oct 04, 2009 5:40 pm Post subject: renting forclosed property |
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| I ma in a property that is up for auction. They have had 4 extentions and I am still paying rent to them. Would you know approximently how long the extensions will go on before we are locked out. Also would you tell me if I should still pay the owners or the lender |
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