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getting married during foreclosure

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Icon Mini Profile reneenay1984





Joined: 16 Mar 2010

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Post Posted: Tue Mar 16, 2010 11:46 pm    Post subject: getting married during foreclosure
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Ok so my fiance and I bought a home a few years ago. His credit was bad so only I am on the loan but we are both on the deed of the house. A while back I filed bankruptcy and included the house in it. The bankruptcy is now done with but the foreclosure process is still going on. My fiance and I are getting married in a month and if the foreclosure isn't over can they come after my fiace? Will he be responsible in any way by marrying me and being on the deed even if he is not on the loan?
Icon Mini Profile jenkin7
jenkin7




Joined: 04 Jun 2007

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Location: Hawaii
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Post Posted: Wed Mar 17, 2010 1:21 am    Post subject:
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Hi reneenay,

Your fiance did not sign on the mortgage note due to his bad credit, right? If he did not sign on the note he is personally not responsible for the mortgage payments even after you two get married. However, in case you are in a community property state, the mortgage can be considered as your community liability. In that case, the lender will be able to come him.
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