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Dave123
Guest
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 Posted: Sat Dec 22, 2007 11:43 pm Post subject: Foreclosed when I had a refinance agreement ! |
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Foreclosed when I had a refinance agreement but the Judge would not allow it into evidence. Can I take this from the state court in Pa. into Federal court & how ? 
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Michel
Guest
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| Posted: Sun Dec 23, 2007 10:59 pm Post subject: |
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Hi,
Is the date for foreclosure already declared?
If the property is already foreclosed, then I don't think this will help you. |
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 jenkin7
Joined: 04 Jun 2007
Posts: 4328
Location: Hawaii
684.94 Dollars($)
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| Posted: Mon Dec 24, 2007 3:43 am Post subject: |
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Hello Dave,
Didn't you inform your lender that you have already arranged for a refinance?
I think you should first talk to your lender and see if he can help you in any way to stop the foreclosure.
You can always take the issue from the state court to the Federal court but I'm not sure how much helpful that could be. It will be better if you consult an attorney as he will be able to give you proper legal guidance. |
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brad
Joined: 17 Dec 2007
Posts: 80
Location: Florida
20.67 Dollars($)
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| Posted: Wed Dec 26, 2007 8:40 am Post subject: |
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Jenkin is correct. You may end up wasting more time and money than it is worth. The lender has the right to foreclose even if you have a refinance agreement if you are past due 120 days.
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Bradley D. Gertz
V.P. Lending Operations
Office: 561-746-1484
Cell: 772-607-1925
Fax: 561-746-7383
email:
www.accesslendinginc.com |
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shayneroy
Joined: 12 Nov 2007
Posts: 51
21.08 Dollars($)
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| Posted: Wed Dec 26, 2007 1:07 pm Post subject: |
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I concur with Mr. Gertz. The only thing feasible in your situation is to go back to your lender and try to mutually agree on a term.
Good Luck!
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Shayne Roy
Profolio Home Mortgage Corp.
Add : 3701 Briarpark Suite 150, Houston TX 77042.
Direct: 713-429-4304 Ext.1032 |
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dena
Guest
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| Posted: Sat Jan 31, 2009 11:55 am Post subject: re-fiance a rate and term loan only |
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| i was aprove by loan servicer to refiance a rate and term loan only keeping orginal loan in place they pull at five days later stateing low credit score they knew this in advance and aprrove base on crdit score with first loan what can i do? |
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Caron
Moderator
Joined: 19 Jul 2005
Posts: 1562
Location: florida
266.76 Dollars($)
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| Posted: Mon Feb 02, 2009 4:38 am Post subject: |
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I'm afraid you have nothing to do but look for some other lender. By the way, what's your credit score like? What's your debt to income ratio? and how's your current income?
I suggest you have a talk with some lenders. If you are interested, you may have a no obligation free loan consultation on the right mortgage with the lenders in this community. They will analyze your financial situation and guide on which loan program is the best for you.
Good luck
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