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My home is in active foreclosure the county recently sent a notice but we notice that the previous owners name is listed on our home we purchased 4 years ago If we file chapter 13 bankruptcy can they still take or go after our home because the previous owner is still listed and I assume knows nothing about the foreclosure. And how do we remove his name from our home?

gunzijjistaff · Joined: 07 Apr 2009 Posts: 712 4.51 Dollars($)

Hi,

Do you singed quit claim deed while you purchased this home to put you name on deed & remove his one? If yes then contact nearest country records office & tell them about that if there something mistake they will solve it.

If his name mentioned on deed with your name then you have to take help by your attorney.

Thanks.

jenkin7 · Posted: Sun Mar 14, 2010 11:58 pm Post subject:

Hi believe,

It's strange that the name of the previous owner is still listed on the title to the property while you have owned it for the last 4 years!! How did you purchase the property? Did the owner not transfer the title to you? Did you not record the deed with the county recorder's office?

Filing bankruptcy will not help you much. Bankruptcy does not remove the lien from the property. So, once you stop making the payments towards the mortgage, the lender will foreclose your property. The mortgage is secured by the value of the property and the lender has the right to foreclose, no matter whose name is listed on the property title.

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Removing old owner