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livinginnky · Posted: Fri Jan 25, 2008 9:08 am Post subject:

Cedric,

I agree with you and that is the reason why I posted originally.

Everyone else,

There are never any hard feelings coming from me. I have been away but those that know me, know that I am only here to help people.

Lisa,

I think you realize I am not attacking you. But as Cedric stated my problem with this type of post is this. If you don't have any qualifying criteria to go off of then it is just an add. If you were replying to a poster that asked what rate should I get based on X and with income of X and with job time of X. Then I still don't recommend it but as long as it is accurate then why not, it would be answering a customer. However if you just quote conforming rates at best case scenarios.... then that is an Ad. And as Cedric said, check advertising laws you should always quote an APR just to be safe.

Rates went up .125% Based on what? You do realize that there are many brokers here that work with many lenders. Just because 1 company drops or raises rates does not mean another is doing the same. I can get specials from certain banks because of the volume my company does with them. Does that mean I should advertise it here... NO... because I don't know whether the borrower who will look at it will qualify.

Because most importantly we should all be here to help people and not generate business. Random posts that have no value are to me.... advertisements. I see that a lot of your posts have value and I won't delete your post here. Just pay attention and most of all have a great day.

evolovik26 · Posted: Tue Jan 29, 2008 8:26 am Post subject:

As usual i agree with Eric.
Rates change daily, sometimes hourly so whatever you quote right now is not true by the time someone reads it.

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Wow, what a rate drop!